746 Oreno Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 746 Oreno Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,329 sqft · built 2020
Lot Size	0.373 acres (16,265 sqft)
Owner	2 Company Names on Record
Last Sale	$1,800,000 (Jun 2026)
Tax Bill	$16,652 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072-3280-044-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3280-044-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,329 sqft Living Area
1st Floor Area	3,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	16,265 sqft (0.373 acres)
Garage Area	745 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	746 ORENO CIR
City	FOLSOM
State	CA
Zip	95630-6382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH - VILLAGE NO 40C, LOT 14
Legal Subdivision	EMPIRE RANCH - VILLAGE NO 40C
Legal Lot Number	14
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	746 ORENO CIR, FOLSOM, CA 95630-6382
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 11, 2026	Grant Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 4, 2020	Grant Deed, Transfer FAIRWAY INDEPENDENT MTG
Aug 30, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 30, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 24, 2017	Grant Deed, Subdivision Related Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Book / Page	20260611 / 921
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	8300000001262
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	746 ORENO CIR, FOLSOM, CA 95630-6382
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	CALATLANTIC TITLE INC, CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 ORENO CIR, FOLSOM, CA 95630-6382

Mortgage

Document Number	0000001458
Date	Mar 17, 2021
Instrument	202103171458

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 11, 2026
Property Address	746 ORENO CIR, FOLSOM, CA 95630-6382
Document Number	2026000921
Book / Page	20260611 / 921
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	746 ORENO CIR, FOLSOM, CA 95630-6382

Mortgage

Document Number	2026000922,
Date	Jun 11, 2026
Book Page	20260611/922

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	746 ORENO CIR, FOLSOM, CA 95630-6382
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	CALATLANTIC TITLE INC, CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 ORENO CIR, FOLSOM, CA 95630-6382

Mortgage

Document Number	3170000001458
Date	Mar 17, 2021
Book Page	20210317/1458

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 4, 2020
Property Address	746 ORENO CIR, FOLSOM, CA 95630-6382
Document Number	2006041242
Instrument Date	Jun 3, 2020
Instrument	2006041242
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,282.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	746 ORENO CIR FOLSOM CA 956306382, FOLSOM, CA 95630-6382

Mortgage

Document Number	2006041243
Date	Jun 4, 2020
Instrument	2006041243

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 30, 2019
Property Address	746 ORENO CIR, FOLSOM, CA 95630-6382
Document Number	1908301262
Instrument Date	Aug 26, 2019
Instrument	1908301262
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5331 BARTON RD LOOMIS CA 956509060, LOOMIS, CA 95650-9060

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 30, 2019
Property Address	746 ORENO CIR, FOLSOM, CA 95630-6382
Document Number	1908301261
Instrument Date	Aug 26, 2019
Instrument	1908301261
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$352.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5331 BARTON RD LOOMIS CA 956509060, LOOMIS, CA 95650-9060

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 24, 2017
Property Address	746 ORENO CIR, FOLSOM, CA 95630-6382
Document Number	2240000001072
Book / Page	20170224 / 1072
Map Reference	MB 384 MAP 8
Instrument Date	Feb 22, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 CHAPARRAL DR, FOLSOM, CA 95630-6172

Mortgage

Document Number	201702241073
Date	Feb 24, 2017
Instrument	20170224/1073

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,375,345 (+2%) Land $390,429 Building $984,916
2025	$16,652.00 (+1.82%) Homeowner's exemption	$1,348,378 (+4.04%) Land $382,774 Building $965,604
2024	$16,354.00 (+2.7%)
2023	$15,924.00 (+1.21%) Homeowner's exemption	$1,296,020 Land $367,911 Building $928,109
2022	$15,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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