746 N Ernest St, Griffith, IN 46319 Property Records

Lake County property record for 746 N Ernest St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1961
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Tax Bill	$2,569 (2024)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-15-26-0239-0010`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0239-0010`
Alternative APNs	`45-07-34-229-009.000-006` `152602390010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
Basement Area	1,118 sqft
Game Room	Game Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	125 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Gazebo	100 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-15-26-0239-0010
Old Parcel Number	152602390010
Street Address	746 N ERNEST ST
City	GRIFFITH
State	IN
Zip	46319-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLEINMAN 2ND ADDITION TO GRIFFIT ALL L. 10
Legal Subdivision	KLEINMAN 2ND ADD
Legal Lot Number	10
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4011
Census Tract	40900

Owner

746 N Ernest St is owned and occupied by an individual who acquired it in September 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	746 N ERNEST ST, GRIFFITH, IN 46319-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK
Sep 9, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020
Deed Sale	Sep 9, 2020
Prior Sale	Aug 28, 2007
Deed Document Number	2020 062028
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	746 N ERNEST ST, GRIFFITH, IN 46319-2024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022957
Date	Apr 12, 2018
Instrument	2018 022957

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 9, 2020
Property Address	746 N ERNEST ST, GRIFFITH, IN 46319-2024
Document Number	0000062028
Map Reference	MB 34 PG 92
Instrument Date	Sep 1, 2020
Instrument	2020 062028
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 N ERNEST ST, GRIFFITH, IN 46319-2024

Mortgage

Document Number	0000062029
Date	Sep 9, 2020
Instrument	2020 062029

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,800 Land $35,400 Building $214,400	$249,800 Land $35,400 Building $214,400
2024	$2,569.00
2023		$216,600 (+2.51%) Land $35,400 Building $181,200	$216,600 (+2.51%) Land $35,400 Building $181,200
2022	$2,437.00 Homeowner's exemption	$211,300 Land $35,400 Building $175,900	$211,300 Land $35,400 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 746 N Ernest St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 746 N Ernest St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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