746 Mountain Rd, Afton, VA 22920 Property Records

Nelson County property record for 746 Mountain Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,134 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,807 (2026)
Deeds & Mortgages	May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`3 A 100`

Property Details

APN / Parcel Number

Primary APN	`3 A 100`
Alternative APN	`08307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,134 sqft Finished Area
Basement Area	576 sqft
Unfinished Basement	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	08307
Street Address	746 MOUNTAIN RD
City	AFTON
State	VA
Zip	22920-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PANNELL-CAMPBELL DB 116/469
Jurisdiction	NELSON VA
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2027
Census Tract	950201

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 220, NELLYSFORD, VA 22958-0220
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 25, 2006
Transfer Doc	0000002002
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	746 MOUNTAIN RD, AFTON, VA 22920-5012
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001132
Date	May 29, 2019
Instrument	190001132

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,807.00 (+28.25%)	$322,700 (+48.78%) Land $35,000 Building $287,700	$322,700 (+48.78%) Land $35,000 Building $287,700
2025		$216,900 (-) Land $22,000 Building $194,900	$216,900 (-) Land $22,000 Building $194,900
2023	$1,409.00	$216,900 Land $22,000 Building $194,900	$216,900 Land $22,000 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000