Polk County property record for 746 Mooney St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,690 sqft · built 2004 |
| Lot Size | 0.277 acres (12,076 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (Sep 2025) |
| Tax Bill | $6,211 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08420-AD-07100 |
| Primary APN | 08420-AD-07100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 4,174 sqft |
| 1st Floor Area | 1,690 sqft |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,076 sqft (0.277 acres) |
| Garage Area | 1,920 sqft |
| Parking Spaces | 18 Parking Spaces |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 555625 |
|---|---|
| Street Address | 746 MOONEY ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Legal Description | INDEPENDENCE MEADOWS AIRPARK - PHASE 3 LOT 47 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 20 |
| Legal Subdivision | INDEPENDENCE MEADOWS AIRPARK - PHASE 3 |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20303 |
746 Mooney St is owned and occupied by an individual who bought it in September 2025.
Source: Polk County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 746 MOONEY ST, INDEPENDENCE, OR 97351-9427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage COLUMBIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Deed Document Number | 20257349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 746 MOONEY ST, INDEPENDENCE, OR 97351-9427 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 746 MOONEY ST, INDEPENDENCE, OR 97351-9427 |
| Document Number | 0000000596 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026-000596 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Sep 25, 2025 |
| Property Address | 746 MOONEY ST, INDEPENDENCE, OR 97351-9427 |
| Document Number | 0000007349 |
| Map Reference | VOL 11 PG 32 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 2025-007349 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 746 MOONEY ST, INDEPENDENCE, OR 97351-9427 |
| Document Number | 0000007350 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025-007350 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 746 Mooney St was $6,211, up 3.8% from the year before.
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,520 (+3%) Land $84,400 Building $266,120 | $629,730 (+5.46%) Land $165,000 Building $464,730 | |
| 2025 | $6,211.00 (+3.79%) | $340,320 (+3%) Land $81,940 Building $258,380 | $597,100 (+1.05%) Land $158,800 Building $438,300 |
| 2024 | $5,984.00 (-2.49%) | $330,410 (+3%) Land $79,560 Building $250,850 | $590,870 (+3.35%) Land $152,100 Building $438,770 |
| 2023 | $6,137.00 (+8.93%) | $320,790 (+3%) Land $77,240 Building $243,550 | $571,730 (+9.76%) Land $146,300 Building $425,430 |
| 2022 | $5,634.00 | $311,450 Land $74,990 Building $236,460 | $520,910 Land $154,300 Building $366,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 746 Mooney St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Feb 1996 · High Winds, Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 746 Mooney St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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