746 Miller Ln, Los Banos, CA 93635 Property Records

Merced County property record for 746 Miller Ln, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,975 sqft · built 1961
Lot Size	0.303 acres (13,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Sep 2026)
Tax Bill	$5,455 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`428-122-005-000`

Property Details

APN / Parcel Number

Primary APN	`428-122-005-000`
Alternative APN	`428-122-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,975 sqft Living Area
Gross Area	2,595 sqft
1st Floor Area	1,975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	13,198 sqft (0.303 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	428-122-005
Street Address	746 MILLER LN
City	LOS BANOS
State	CA
Zip	93635-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2PD
Legal Description	POR SW 1/4 SEC 13/10/10
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3016
Census Tract	2303

Owner

Source: Merced County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	746 MILLER LN, LOS BANOS, CA 93635-4413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Grant Deed, Transfer · FHA Mortgage E HOME LOANS
Sep 2, 2026	Affidavit, Transfer
Aug 23, 2023	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE JOHN A MYRTAKIS AND COLLEEN W MYRTAK
Jun 24, 2020	Grant Deed, Transfer · Conventional Mortgage MYRTAKIS J A & C 2010 TR (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	202623683
Prior Transfer Date	Aug 26, 2026
Prior Transfer Doc	0000023682
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 2, 2026
Property Address	746 MILLER LN, LOS BANOS, CA 93635-4413
Document Number	0000023683
Instrument Date	Aug 31, 2026
Instrument	202623683
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,328.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	746 MILLER LN, LOS BANOS, CA 93635-4413

Mortgage

Document Number	0000023684,
Date	Sep 2, 2026
Instrument	202623684

Lender

Name	E HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MERCED CA
Recording Date	Sep 2, 2026
Property Address	746 MILLER LN, LOS BANOS, CA 93635-4413
Document Number	0000023682
Instrument Date	Aug 26, 2026
Instrument	202623682
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 MILLER LN, LOS BANOS, CA 93635-4413

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 23, 2023
Property Address	746 MILLER LN, LOS BANOS, CA 93635-4413
Document Number	0000019879
Instrument Date	Aug 18, 2023
Instrument	2023019879
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	746 MILLER LN, LOS BANOS, CA 93635-4413

Mortgage

Document Number	0000019880
Date	Aug 23, 2023
Instrument	2023019880

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	LOS BANOS, CA 93635
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 MILLER LN, LOS BANOS, CA 93635-4413

Mortgage

Document Number	0000013507
Date	Jun 15, 2023
Instrument	2023013507

Lender

Name	THE JOHN A MYRTAKIS AND COLLEEN W MYRTAK
Type	Private Party
Address	1562 TULLY RD STE A, MODESTO, CA 95350

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 24, 2020
Property Address	LOS BANOS, CA 93635
Document Number	0000020526
Instrument Date	Jun 1, 2020
Instrument	20526
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MCLAUGHLIN AVE #47 SAN JOSE CA 951163357, 47, SAN JOSE, CA 95116-3357

Mortgage

Document Number	20527
Date	Jun 24, 2020
Instrument	20527

Lender

Name	MYRTAKIS J A & C 2010 TR (RT)
Address	1562 TULLY RD, MODESTO, CA 95350-4063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,500 (-1.2%) Land $140,000 Building $313,500
2025	$5,455.00 (+58.07%)	$459,000 (+64.78%) Land $112,200 Building $346,800
2023	$3,451.00 (+1.77%)	$278,560 Land $99,861 Building $178,699
2022	$3,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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