746 McClay Rd, Novato, CA 94947 Property Records

Marin County property record for 746 McClay Rd, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,904 sqft · built 1988
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Trust Names on File
Last Sale	$1,021,000 (Apr 2005)
Tax Bill	$17,276 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-241-49`

Property Details

APN / Parcel Number

Primary APN	`140-241-49`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,904 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Lot Area	11,050 sqft (0.254 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	286 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	746 MCCLAY RD
City	NOVATO
State	CA
Zip	94947-3874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL MAPS 23 PG 87 LOT B
Legal Subdivision	LANDS/STACKPOLE
Legal Lot Number	B
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3002
Census Tract	103200

Owner

746 McClay Rd is owner-occupied and held in a trust since April 2005.

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	746 MCCLAY RD, NOVATO, CA 94947-3874
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage REDWOOD CU
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SF FIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2005 · Amount on File
Deed Sale	Apr 28, 2005 · Amount on File
Deed Document Number	200530889
Prior Transfer Date	Jan 16, 1994
Prior Transfer Doc	0000007801
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	746 MCCLAY RD, NOVATO, CA 94947-3874
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 MCCLAY RD, NOVATO, CA 94947-3874

Mortgage

Document Number	0000008076
Date	Mar 2, 2022
Instrument	2022-0008076

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	746 MCCLAY RD, NOVATO, CA 94947-3874
Document Number	0000018135
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	746 MCCLAY RD NOVATO CA 949473874, NOVATO, CA 94947-3874

Mortgage

Document Number	0000018135
Date	May 8, 2020
Instrument	18135

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 746 McClay Rd was $17,276 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,406,673 (+2%) Land $857,401 Building $549,272
2025	$17,276.00 Homeowner's exemption	$1,379,100 Land $840,595 Building $538,505
2023	$16,674.00 (+2.39%) Homeowner's exemption	$1,325,560 Land $807,961 Building $517,599
2022	$16,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 746 McClay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	24 (1982–2023)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 746 McClay Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on McClay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures