746 Marlinspike Dr, Pensacola, FL 32507 Property Records

Escambia County property record for 746 Marlinspike Dr, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,315 sqft · built 1998
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$314,900 (May 2021)
Tax Bill	$3,159 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-3S-31-2500-025-001`

Property Details

APN / Parcel Number

Primary APN	`18-3S-31-2500-025-001`
Alternative APN	`102020025`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,315 sqft Adjusted Area
1st Floor Area	1,966 sqft
Sunroom	Sunroom
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	102020025
Old Parcel Number	102020025
Street Address	746 MARLINSPIKE DR
City	PENSACOLA
State	FL
Zip	32507-8669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	LT 25 BLK A EMERALD SHORES 1ST ADDN S/D PB 16 P 16 OR 8538 P 1165
Legal Range	31W
Legal Township	03S
Legal Section	18
Legal Subdivision	EMERALD SHORES
Legal Block	A
Legal Lot Number	25
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1002
Census Tract	2607

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	746 MARLINSPIKE DR, PENSACOLA, FL 32507-8669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Deed Document Number	2021057881
Deed Book / Page	8538 / 1165
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 26, 2021
Property Address	746 MARLINSPIKE DR, PENSACOLA, FL 32507-8669
Document Number	0085381165
Book / Page	8538 / 1165
Map Reference	MB 16 PG 16
Instrument Date	May 19, 2021
Instrument	2021057881
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,204.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 RITA ANN WAY, 135, MERIDIANVILLE, AL 35759-1729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 MARLINSPIKE DR, PENSACOLA, FL 32507-8669

Mortgage

Document Number	0085381167
Date	May 26, 2021
Instrument	8538/1167

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	746 MARLINSPIKE DR, PENSACOLA, FL 32507-8669
Document Number	0082280530
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	746 MARIINSPIKE DR PENSACOLA FL 32507, PENSACOLA, FL 32507

Mortgage

Document Number	0082280530
Date	Jan 9, 2020
Book Page	008228/000530
Instrument	2152

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,668 (+5.99%)	$317,609 (+7.03%) Land $50,000 Building $267,609
2024	$3,159.00 (+0.89%)
2023	$3,131.00 (+0.32%) Homeowner's exemption Veteran's exemption	$262,928 (+3%)	$296,736 (+16.24%) Land $45,000 Building $251,736
2022	$3,121.00 Homeowner's exemption	$255,270	$255,270 Land $28,000 Building $227,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	18 (2004–2020)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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