746 Live Oak Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 746 Live Oak Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,776 sqft · built 1983
Lot Size	0.371 acres (16,196 sqft)
Owner	Individual Name on Record
Last Sale	$200,900 (Dec 2022)
Tax Bill	$1,144 (2022)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1209K-02-034.001`

Property Details

APN / Parcel Number

Primary APN	`1209K-02-034.001`
Alternative APN	`005267`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Adjusted Area
1st Floor Area	1,379 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Roof Type	Gable
Roof Material	Metal
Lot Area	16,196 sqft (0.371 acres)
Garage Type	Carport
Carport	Carport
Patio Area	371 sqft
Utility Building	16 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	746 LIVE OAK DR
City	BILOXI
State	MS
Zip	39532-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 NORTH HAVEN SUBD AMENDED LESS BEG AT SW COR OF LOT 21 E 105.5 FT N 4.5 FT W 105.5 FT TO POB SEC 23-7-10
Legal Range	10W
Legal Township	07S
Legal Section	23
Legal Subdivision	NORTH HAVEN SUBD AMENDED
Legal Lot Number	21
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2014
Census Tract	3309

Owner

Source: Harrison County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	746 LIVE OAK DR, BILOXI, MS 39532-4322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jan 19, 2018	Deed of Trust, Mortgage KEESLER FCU
Oct 22, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	20229621
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	746 LIVE OAK DR, BILOXI, MS 39532-4322
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200003809TJ2
Date	Oct 22, 2020
Instrument	2020-0003809-T-J2

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	746 LIVE OAK DR, BILOXI, MS 39532-4322
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180000175TJ2
Date	Jan 19, 2018
Instrument	2018-0000175-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2038

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 22, 2020
Property Address	746 LIVE OAK DR, BILOXI, MS 39532-4322
Document Number	20200003972DJ2
Map Reference	PB 7 PG 5
Instrument Date	Oct 21, 2020
Instrument	2020-0003972-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1773 POPPS FERRY RD, 1773, BILOXI, MS 39532-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 LIVE OAK DR, BILOXI, MS 39532-4322

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,943 (+14.58%)	$119,425 (+14.58%) Land $26,500 Building $92,925
2023	Homeowner's exemption Senior Citizen's exemption	$10,423	$104,230 Land $26,500 Building $77,730
2022	$1,144.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	275 units insured incl. 56 condo units
Nearby Flood Claims	12 (2005–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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