746 Jamestown Rd, Morganton, NC 28655 Property Records

Burke County property record for 746 Jamestown Rd, Morganton, NC 28655

Property Summary

Property Type	Auto Repair, Garage
Details	2 ba · 4,800 sqft · built 1996
Lot Size	1.14 acres (49,658 sqft)
Owner	Company Name on File
Last Sale	$660,000 (Jul 2024)
Tax Bill	$1,944 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1783603347`

Property Details

APN / Parcel Number

Primary APN	`1783603347`
Alternative APN	`39840`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,800 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Metal
Fire Resistance	Special
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Canopy	126 sqft

Location & Zoning

Street Address	746 JAMESTOWN RD
City	MORGANTON
State	NC
Zip	28655-9216
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	HIGH INTEN
Legal Description	746 JAMESTOWN RD MORGANTON, NC 28655
Legal Subdivision	SURVEY FOR DARRYL L WHITE
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3057
Census Tract	21400

Owner

746 Jamestown Rd, a commercial property, is owned by a company that bought it in July 2024.

Source: Burke County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	92 BLACKHAWK RIDGE WAY, GRANITE FALLS, NC 28630-9677
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2024	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Deed Document Number	202424006798
Deed Book / Page	2758 / 37
Prior Transfer Date	Oct 24, 2013
Prior Transfer Doc	0021110946
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 31, 2024
Property Address	746 JAMESTOWN RD, MORGANTON, NC 28655-9216
Document Number	0027580037
Book / Page	2758 / 37
Map Reference	MB 2121 PG 45
Instrument Date	Jul 30, 2024
Instrument	2024006798
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7230 GRANDVIEW BLVD, MIRAMAR, FL 33023-6549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 BLACKHAWK RIDGE WAY, GRANITE FALLS, NC 28630-9677
Investor	Possibly a Property Investor

Mortgage

Document Number	2024006799
Date	Jul 31, 2024
Instrument	2024006799

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	746 JAMESTOWN RD, MORGANTON, NC 28655-9216
Document Number	0023740620
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4030 GLEN HOLLOW CT NE HICKORY NC 286018786, HICKORY, NC 28601-8786

Mortgage

Document Number	0023740620
Date	Nov 6, 2018
Book Page	002374/000620
Instrument	21723

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 746 Jamestown Rd was $1,944.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,944.00	$350,304 (-) Land $165,694 Building $184,610	$350,304 (-) Land $165,694 Building $184,610
2025	$1,944.00	$350,304 Land $165,694 Building $184,610	$350,304 Land $165,694 Building $184,610
2023	$1,839.00	$328,518 Land $165,694 Building $162,824	$328,518 Land $165,694 Building $162,824

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 746 Jamestown Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 746 Jamestown Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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