746 High Rdg Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 746 High Rdg Rd, Murphy, NC 28906 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 676 sqft · built 1995
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (May 2026)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454002566412000`

Property Details

APN / Parcel Number

Primary APN	`454002566412000`
Alternative APN	`52798`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	676 sqft Heated Area
Gross Area	2,112 sqft
1st Floor Area	676 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	116 ft deep x 135 ft wide
Porch	Patio
Porch Area	364 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	52798
Street Address	746 HIGH RIDGE RD
City	MURPHY
State	NC
Zip	28906-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 HIGH POINT SUB 783/138 C/96
Legal Subdivision	HIGH POINT SUB
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1011
Census Tract	930606

Owner

Source: Cherokee County records · APN 454002566412000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	353 CRESTRUN LOOP, LEESBURG, FL 34748-2599
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Dec 01, 1996 · Amount on Record
Deed Document Number	20262408
Deed Book / Page	1801 / 917
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 18, 2026
Property Address	746 HIGH RIDGE RD, MURPHY, NC 28906-4250
Document Number	0000002408
Book / Page	1801 / 917
Instrument Date	May 07, 2026
Instrument	20262408
Transaction Type	Transfer
Record Updated	Jun 01, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$41,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001801/920,
Date	May 18, 2026
Instrument	20262409

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 17, 2020
Property Address	746 HIGH RIDGE RD, MURPHY, NC 28906-4250
Document Number	1656/808
Book / Page	1656 / 808
Map Reference	CAB H SL 1005
Instrument Date	Aug 29, 2020
Instrument	5180
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 SW 37TH TER, 2520, CAPE CORAL, FL 33914-4805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 BROOKWOOD CIR, OZARK, AL 36360-0422

Mortgage

Document Number	1656811
Date	Sep 17, 2020
Instrument	1656/811

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00	$139,400 (-)	$139,400 (-) Land $10,000 Building $129,400
2023		$139,400	$139,400 Land $10,000 Building $129,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 575 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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