Monterey County property record for 746 Grace St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,559 sqft · built 1920 |
| Lot Size | 0.148 acres (6,440 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (May 2015) |
| Tax Bill | $7,600 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-174-030-000 |
| Primary APN | 001-174-030-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,559 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,440 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 001-174-030 |
|---|---|
| Street Address | 746 GRACE ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WITHERS ADD TO MONTEREY LOTS 19 & 21 POR LOT 17 BLK 21 |
| Legal Subdivision | WITHERS ADD TO MONTEREY |
| Legal Block | 21 |
| Legal Lot Number | 17 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 12503 |
Source: Monterey County records, as of July 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 746 GRACE ST, MONTEREY, CA 93940-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2015 · Amount on Record |
| Deed Sale | May 7, 2015 · Amount on Record |
| Prior Sale | Nov 19, 2012 · Amount on Record |
| Deed Document Number | 201523747 |
| Prior Transfer Date | Jan 15, 1996 |
| Prior Transfer Doc | 0033430217 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 746 GRACE ST, MONTEREY, CA 93940-1538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 746 GRACE ST, MONTEREY, CA 93940-1538 |
| Document Number | 0000007338 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021007338 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Feb 1, 2050 |
Source: Monterey County assessment roll, as of July 23, 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,600.00 (+8.25%) Homeowner's exemption | $655,000 (+4.04%) Land $480,737 Building $174,263 |
| 2024 | $7,021.00 (+2.96%) | |
| 2023 | $6,819.00 (+1.41%) Homeowner's exemption | $629,568 Land $462,070 Building $167,498 |
| 2022 | $6,724.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum, T-Mobile.
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