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746 Elm St, Graham, TX 76450 Property Records

Young County property record for 746 Elm St, Graham, TX 76450

Property Summary

Property TypeCommercial
Details1,376 sqft
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$194,286 (Jul 2022)
Tax Bill$2,945 (2026)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01060-0017-0095

Property Details

APN / Parcel Number

Primary APN01060-0017-0095
Alternative APN
  • 11113

Interior

Building Area1,376 sqft Total Area

Exterior

Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 50 ft wide

Location & Zoning

Street Address746 ELM ST
CityGRAHAM
StateTX
Zip76450-3019
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionORIGINAL/GRAHAM - BLK 17, LOTS 25-26
Legal SubdivisionORIGINAL TOWN OF GRAHAM
Legal Block17
Legal Lot Number25,26
JurisdictionYOUNG TX
Township / Civil DivisionGRAHAM
Census Block Group2
Census Block2059
Census Tract950500

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address746 ELM ST, GRAHAM, TX 76450-3019
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Prior SaleFeb 23, 2007 · Amount on Record
Deed Document Number20222394
Prior Transfer DateFeb 21, 2007
Prior Transfer Doc001007/372
Record UpdatedOct 29, 2026

July 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionYOUNG TX
Recording DateJul 29, 2022
Property Address746 ELM ST, GRAHAM, TX 76450-3019
Document Number0022002394
Instrument DateJul 29, 2022
Instrument22002394
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyNOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 128, GRAHAM, TX 76450-0128

Transferred To (Grantee/Buyer)

NameVerified Name
Address746 ELM ST, GRAHAM, TX 76450-3019

Mortgage

Document Number0022002395
DateJul 29, 2022
Instrument22002395
Lender
NameGRAHAM SAVINGS AND LOAN SSB
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGraham City
CountyYoung County
Unified School DistrictGraham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,945.00 (+20.01%)$114,134 (+10.83%)$149,260 (+44.94%) Land $42,790 Building $106,470
2025$2,454.00 (+21.49%)$102,980 (+32.04%) Land $42,790 Building $60,190$102,980 (+32.04%) Land $42,790 Building $60,190
2023$77,990 Land $41,520 Building $36,470$77,990 Land $41,520 Building $36,470
2022$2,020.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAHAM
serves 8,718 people · EPA ID TX2520001
Water SourceSurface water
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brazos Communications
Fiber		1,000 / 1,000
Zito Media
Fiber · Cable		1,000 / 1,000
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
New Source Broadband
Fixed Wireless		100 / 50

May also be available: AT&T.

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