Hamilton County property record for 746 Delta Ave, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1924 |
| Lot Size | 0.146 acres (6,403 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jul 2022) |
| Tax Bill | $6,144 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-0003-0083-00 |
| Primary APN | 045-0003-0083-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 623 sqft |
| 2nd Floor Area | 709 sqft |
| Upper Floors Area | 548 sqft |
| Basement Area | 877 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,403 sqft (0.146 acres) |
| Lot Dimensions | 137 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 218 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 746 DELTA AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 746 DELTA AV 50X137.5 ES DELTA 73 FT N OF LOT 15 OF J TOTTENS PLAT A |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4703 |
746 Delta Ave is owned and occupied by an individual who bought it in July 2022.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 746 DELTA AVE, CINCINNATI, OH 45226-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Dec 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on File |
| Deed Sale | Jul 11, 2022 · Amount on File |
| Prior Sale | Dec 14, 2017 |
| Deed Document Number | 2022-0067466 |
| Deed Book / Page | 14705 / 1606 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 11, 2022 |
| Property Address | 746 DELTA AVE, CINCINNATI, OH 45226-1945 |
| Document Number | 0000067466 |
| Book / Page | 14705 / 1606 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022-0067466 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 746 DELTA AVE, CINCINNATI, OH 45226-1945 |
| Document Number | 0000067467 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022-0067467 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 14, 2017 |
| Property Address | 746 DELTA AVE, CINCINNATI, OH 45226-1945 |
| Document Number | 0000113817 |
| Book / Page | 013564 / 001819 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 113817 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7915 GREYLOCK DR CINCINNATI OH 452432725, CINCINNATI, OH 45243-2725 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 746 DELTA AVE, CINCINNATI, OH 45226-1945 |
| Document Number | 0000092926 |
| Book / Page | 013521 / 000010 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 746 DELTA AVE CINCINNATI OH 452261945, CINCINNATI, OH 45226-1945 |
| Document Number | 0000092926 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 013521/000010 |
| Instrument | 92926 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 10, 2032 |
The 2025 property tax bill for 746 Delta Ave was $6,144, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,144.00 (+3.12%) | $99,750 (-) Land $47,572 Building $52,178 | |
| 2024 | $5,958.00 (-2.2%) | $99,750 (-) Land $47,572 Building $52,178 | |
| 2023 | $6,092.00 (-21.59%) | $99,750 (-9.5%) Land $47,572 Building $52,178 | $285,000 Land $135,920 Building $149,080 |
| 2022 | $7,769.00 | $110,226 Land $45,112 Building $65,114 | |
| 2020 | $314,930 Land $128,890 Building $186,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 746 Delta Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 746 Delta Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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