746 Cumberland Head Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 746 Cumberland Head Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2000
Lot Size	0.922 acres (40,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,900 (Jul 2019)
Tax Bill	$7,419 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094200 209.3-2-1`

Property Details

APN / Parcel Number

Primary APN	`094200 209.3-2-1`
Alternative APN	`420020900300020010000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	40,176 sqft (0.922 acres)
Lot Dimensions	251 ft deep x 160 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	564 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	746 CUMBERLAND HEAD RD
City	PLATTSBURGH
State	NY
Zip	12901-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	SUB MAP 20 PG 70 LOT 1
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	5
Census Block	5002
Census Tract	100800

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	746 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SVGS BK
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Jul 11, 2007 · Amount on Record
Deed Document Number	2019301676
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	746 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-7001
Document Number	0000312272
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	746 CUMBERLAND HEAD RD PLATTSBURGH NY 129017001, PLATTSBURGH, NY 12901-7001

Mortgage

Document Number	0000312272
Date	Dec 10, 2020
Instrument	312272

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 1, 2019
Property Address	746 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-7001
Document Number	0000301676
Instrument Date	Jun 18, 2019
Instrument	301676
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	HAMEL ABSTRACT, HAMEL ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,019.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9400 JENNA CT MANASSAS PARK VA 201113030, MANASSAS PARK, VA 20111-3030

Mortgage

Document Number	301677
Date	Jul 1, 2019
Instrument	301677

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,419.00 (+241.42%)
2025	$2,173.00	$332,700 (+27.96%) Land $69,500 Building $263,200	$351,800 (+15%) Land $73,490 Building $278,310
2023		$260,000 Land $34,800 Building $225,200	$305,900 Land $40,944 Building $264,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1978–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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