Ontario County and Phelps Town property record for 746 Cross Rd, Phelps, NY 14532
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,744 sqft · built 1986 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Company Name on File |
| Last Sale | $146,000 (Apr 2019) |
| Tax Bill | $4,878 (2026) |
| Deeds & Mortgages | May 2022 Refinance Apr 2019 Refinance |
| APN | 0561-000-06 |
| Primary APN | 0561-000-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,744 sqft Total Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 1,288 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 146 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 380 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0561-000-06 |
|---|---|
| Street Address | 746 CROSS RD |
| City | PHELPS |
| State | NY |
| Zip | 14532-9652 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0.5 ACRE |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | PHELPS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 50401 |
746 Cross Rd, a duplex, is owned by a company that bought it in April 2019.
Source: Ontario County and Phelps Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5259 EGYPT RD, CANANDAIGUA, NY 14424 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CNB MORTGAGE CO |
| Apr 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CNB MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2019 · Amount on File |
| Deed Sale | Apr 5, 2019 · Amount on File |
| Deed Book / Page | 1426 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 746 CROSS RD, PHELPS, NY 14532-9652 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | CROSSROADS |
| Name | Verified Name |
|---|
| Document Number | 003160/213 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 3160/213 |
| Instrument | 202205190098 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 746 CROSS RD, PHELPS, NY 14532-9652 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 002877/533 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 2877/533 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2044 |
The 2026 property tax bill for 746 Cross Rd was $4,878, up 3.2% from the year before.
Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Phelps Town |
| Unified School District | Phelps-Clifton Springs Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,878.00 (+3.15%) | ||
| 2025 | $4,729.00 | $146,000 Land $15,600 Building $130,400 | $202,800 Land $21,669 Building $181,131 |
| 2023 | $146,000 Land $15,600 Building $130,400 | $178,050 Land $19,025 Building $159,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 746 Cross Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 746 Cross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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