746 Craig Ave, Tracy, MN 56175 Property Records

Lyon County property record for 746 Craig Ave, Tracy, MN 56175

Property Summary

Property TypeCommercial
Detailsbuilt 1947
Lot Size0.06 acres (2,520 sqft)
OwnerCompany Name on Record
Tax Bill$1,450 (2026)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN31-178026-0

Property Details

APN / Parcel Number

Primary APN31-178026-0

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area2,520 sqft (0.06 acres)
Lot Dimensions21 ft deep x 120 ft wide

Location & Zoning

Street Address746 CRAIG AVE
CityTRACY
StateMN
Zip56175-1130
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionNON-AG SEC 14 01010001 TRACT 120' X 21 1/21 RD IN SW COR S2 SE4 & E 35' OF W 235' .21 A - EX W 35' X 21.5 RODS
Legal SubdivisionNON-AG SEC 14
Legal Tract120
JurisdictionLYON MN
Township / Civil DivisionTRACY
Census Block Group1
Census Block1001
Census Tract360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address385 HOLLETT ST, TRACY, MN 56175-1258
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2014
Deed SaleMay 20, 2014
Prior SaleFeb 14, 2013 · Amount on Record
Deed Document Number2014203051
Prior Transfer DateMay 16, 2014
Prior Transfer Doc203051
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON MN
Property Address746 CRAIG AVE, TRACY, MN 56175-1130
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number223296
DateJul 2, 2021
Instrument223296
Lender
NameMINNWEST BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term84 Months
DueJul 1, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLyon County
MunicipalityTracy City
Unified School DistrictTracy Area Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,450.00 (+1.12%)$49,900 (-) Land $25,600 Building $24,300$49,900 (-) Land $25,600 Building $24,300
2025$1,434.00 (+29.42%)$49,900 (-1.77%) Land $25,600 Building $24,300$49,900 (-1.77%) Land $25,600 Building $24,300
2023$1,108.00$50,800 Land $25,600 Building $25,200$50,800 Land $25,600 Building $25,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTracy
serves 2,154 people · EPA ID MN1420010
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20

May also be available: Bluepeak.

Nearby Properties on Craig Ave

Nearby Streets

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