746 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 746 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,018 sqft · built 2006
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Jan 2017)
Tax Bill	$4,124 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3640-00010.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3640-00010.0`
Alternative APN	`24008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	2,018 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 80.1 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	1,026 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	267 sqft
Patio Area	705 sqft
Gazebo	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	746 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 364 LOT 10 PBI 7-56A
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	364
Legal Lot Number	10
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1024
Census Tract	50810

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	746 CONCHA DR, SEBASTIAN, FL 32958-6604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 10, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 3, 2017	Deed, Transfer · VA Mortgage GROUP ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Prior Sale	Dec 6, 2005 · Amount on Record
Deed Document Number	201730
Deed Book / Page	2991 / 2381
Prior Transfer Date	Sep 14, 2007
Prior Transfer Doc	0022042454
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	746 CONCHA DR, SEBASTIAN, FL 32958-6604
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 CONCHA DR, SEBASTIAN, FL 32958-6604

Mortgage

Document Number	0034481885
Date	Jul 29, 2021
Book Page	3448/1885
Instrument	3120210054299

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 10, 2019
Property Address	746 CONCHA DR, SEBASTIAN, FL 32958-6604
Document Number	0032361715
Book / Page	003236 / 001715
Instrument Date	Aug 13, 2019
Instrument	52848
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	800 RIVER TRL VERO BEACH FL 329633934, VERO BEACH, FL 32963-3934

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 3, 2017
Property Address	746 CONCHA DR, SEBASTIAN, FL 32958-6604
Document Number	0029912381
Book / Page	2991 / 2381
Map Reference	MB7 PG56
Instrument Date	Dec 30, 2016
Instrument	3120170000030
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 HAMMETT RD, 305, GREER, SC 29650-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 CONCHA DR, SEBASTIAN, FL 32958-6604

Mortgage

Document Number	29912383
Date	Jan 3, 2017
Instrument	2991/2383

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,124.00 (+23.36%) Homeowner's exemption	$257,657 (+11.09%)	$369,763 (+7.34%) Land $69,700 Building $300,063
2023	$3,343.00 (+4.63%)	$231,937 (+3%)	$344,482 (+19.19%) Land $69,700 Building $274,782
2022	$3,195.00	$225,182	$289,011 Land $50,533 Building $238,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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