746 Central Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 746 Central Ave, Westfield, NJ 07090

Property Summary

Property Type	Duplex
Details	1,452 sqft · built 1920
Lot Size	0.053 acres (2,291 sqft)
Owner	2 Individual Names on File
Last Sale	$406,000 (Jul 2021)
Tax Bill	$7,014 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04103-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`20-04103-0000-00015`
Alternative APNs	`2000621000000017` `200410300015`

Interior

Stories	2 Stories
Building Area	1,452 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Lot Area	2,291 sqft (0.053 acres)
Lot Dimensions	91 ft deep x 25 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	2000621000000017
Street Address	746 CENTRAL AVE
City	WESTFIELD
State	NJ
Zip	07090-2550
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	4103
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4012
Census Tract	36700

Owner

746 Central Ave, a duplex, is owned and occupied by two individuals who bought it in July 2021.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	746 CENTRAL AVE, WESTFIELD, NJ 07090-2550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Jan 3, 2011 · Amount on File
Deed Document Number	20216750
Deed Book / Page	6420 / 2598
Prior Transfer Date	Jul 29, 1999
Prior Transfer Doc	0000070476
Record Updated	Oct 29, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Jul 12, 2021
Property Address	746 CENTRAL AVE, WESTFIELD, NJ 07090-2550
Document Number	0064202598
Book / Page	6420 / 2598
Instrument Date	Jun 29, 2021
Instrument	6750
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	SOUTHGATE TITLE SERVICES LLC, STATE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,272.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 WILSON DR, NORTHFIELD, NJ 08225-2569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 CENTRAL AVE, WESTFIELD, NJ 07090-2550

Mortgage

Document Number	0000016262
Date	Jul 12, 2021
Instrument	16262

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 746 Central Ave was $7,014, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,000 (-) Land $131,000 Building $175,000	$306,000 (-) Land $131,000 Building $175,000
2025	$7,014.00 (+1.78%)	$306,000 Land $131,000 Building $175,000	$306,000 Land $131,000 Building $175,000
2024	$6,891.00
2023		$306,000 Land $131,000 Building $175,000	$306,000 Land $131,000 Building $175,000
2022	$6,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 746 Central Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1999–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 746 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250