Santa Clara County property record for 746 Alder St, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,845 sqft · built 1996 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,104,000 (Nov 2025) |
| Tax Bill | $6,937 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 808-39-029 |
| Primary APN | 808-39-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,845 sqft Living Area |
| 1st Floor Area | 882 sqft |
| 2nd Floor Area | 963 sqft |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Area | 503 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 746 ALDER ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 8728 LOT 29 |
| Legal Subdivision | THE VINEYARDS |
| Legal Tract | 8728 |
| Legal Lot Number | 29 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 512509 |
Source: Santa Clara County records, as of November 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 746 ALDER ST, GILROY, CA 95020-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | Dec 9, 2015 |
| Deed Document Number | 25907278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 20, 2025 |
| Property Address | 746 ALDER ST, GILROY, CA 95020-3408 |
| Document Number | 0025907278 |
| Map Reference | MB 669 PG 3 & 4 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 25907278 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,214.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 746 ALDER ST, GILROY, CA 95020-3408 |
| Document Number | 0025907279 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 25907279 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 746 ALDER ST, GILROY, CA 95020-3408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0024364063 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 24364063 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VILLA PARK, IL 60181 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,937.00 (+2.2%) | $557,758 (+4.04%) Land $223,101 Building $334,657 |
| 2023 | $6,788.00 (+1.66%) | $536,102 Land $214,439 Building $321,663 |
| 2022 | $6,677.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures