74550 True Rd, Armada, MI 48005 Property Records

Macomb County property record for 74550 True Rd, Armada, MI 48005

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,515 sqft · built 2018
Lot Size1.75 acres (76,230 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Jul 2018)
Tax Bill$7,974 (2025)
Deeds & MortgagesSep 2019 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-02-23-100-013

Property Details

APN / Parcel Number

Primary APN13-02-23-100-013
Alternative APN
  • 0223100013

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,515 sqft Living Area
1st Floor Area2,515 sqft
Basement Area2,515 sqft
Unfinished Basement2,515 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Lot Area76,230 sqft (1.75 acres)
Lot Dimensions411 ft deep x 185 ft wide
Garage Area889 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address74550 TRUE RD
CityARMADA
StateMI
Zip48005-3122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG 1.75
Legal Description13 02 23 100 013 T5N R13E COMM NW 1/4 COR SEC 23, TH ALG W SEC LN S00-06-28E 1147.32 FT TO POB; TH EXT ALG W SEC LN S00-06-28E 185.36 FT; TH S89-28-07E 411.28 FT; TH N 00-06-28W 185.36 FT; TH N89-28-07W 411.28 FT TO POB 1.75 A. SPLIT/COMBINED ON 04/0
Legal Range13E
Legal Township05N
Legal Section23
JurisdictionMACOMB MI
Township / Civil DivisionARMADA
Census Block Group3
Census Block3052
Census Tract212000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address74550 TRUE RD, ARMADA, MI 48005-3122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
KAYE FINANCIAL CORP
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
KAYE FINANCIAL CORP
Mar 15, 2019Loan Modification, Mortgage
NORTHPOINTE BK
Jul 24, 2018Warranty Deed, Construction Loan · Construction Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2018 · Amount on Record
Deed SaleJul 24, 2018 · Amount on Record
Deed Document Number20188083094
Deed Book / Page25484 / 303
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address74550 TRUE RD, ARMADA, MI 48005-3122
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000103083
DateSep 13, 2019
Book Page26194/192
Instrument9103083
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressWEST BLOOMFIELD, MI 48322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address74550 TRUE RD, ARMADA, MI 48005-3122
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address74550 TRUE RD, ARMADA, MI 48005-3122

Mortgage

Document Number0000135545
DateNov 5, 2020
Book Page27129/549
Instrument2135545
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressWEST BLOOMFIELD, MI 48322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueDec 1, 2049

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMACOMB MI
Property Address74550 TRUE RD, ARMADA, MI 48005-3122
Document Number0000049978
Instrument DateMar 15, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address74550 TRUE RD ARMADA MI 480053122, ARMADA, MI 48005-3122

Mortgage

Document Number0000049978
DateMay 6, 2019
Book Page025942/000466
Instrument49978
Lender
NameNORTHPOINTE BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount Recorded
Term360 Months
DueMay 5, 2049
Interest
Rate TypeAdjustable Rate
Rate5%

July 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 24, 2018
Property Address74550 TRUE RD, ARMADA, MI 48005-3122
Document Number0000083094
Book / Page25484 / 303
Instrument DateJun 28, 2018
Instrument8083094
Transaction TypeConstruction Loan
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Tax$645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1447 HOUGH RD, 1447, ALLENTON, MI 48002

Transferred To (Grantee/Buyer)

NameVerified Name
Address74550 TRUE RD, ARMADA, MI 48005-3122

Mortgage

Document Number0000083095
DateJul 24, 2018
Instrument8083095
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateAug 1, 2029
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change10%
Index1-Year LIBOR
Max Rate10%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionArmada Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,300 (+23.65%)$630,600 (+23.65%)
2025$7,974.00 (+16.44%)
2023$255,000$510,000
2022$6,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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