Mercer County property record for 7455 State Rte 197, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,184 sqft · built 1988 |
| Lot Size | 1.42 acres (62,204 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,035 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-062700.0100 |
| Primary APN | 26-062700.0100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| Basement Area | 1,824 sqft |
| Finished Basement | 1,824 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 62,204 sqft (1.42 acres) |
| Garage Type | Attached |
| Garage Area | 1,144 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 7455 STATE ROUTE 197 |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW NE RTS: 003-05-32 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 967500 |
7455 State Rte 197 is owner-occupied and held in a trust since May 2023.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7455 STATE ROUTE 197, CELINA, OH 45822-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage DYNAMIC FCU |
| May 11, 2023 | Intrafamily Transfer, Transfer |
| Feb 1, 2024 | Warranty Deed, Transfer |
| May 11, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1998 |
| Deed Sale | Jul 1, 1998 |
| Last Transfer Date | May 9, 2023 |
| Transfer Doc | 0000000405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 7455 STATE ROUTE 197, CELINA, OH 45822-9386 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202000006557 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 202000006557 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 11, 2023 |
| Property Address | 7455 STATE ROUTE 197, CELINA, OH 45822-9386 |
| Document Number | 202300001769 |
| Instrument Date | May 9, 2023 |
| Instrument | 202300001769 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7455 STATE ROUTE 197, CELINA, OH 45822-9386 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 1, 2024 |
| Property Address | 7455 STATE ROUTE 197, CELINA, OH 45822-9386 |
| Document Number | 202400000405 |
| Instrument Date | May 9, 2023 |
| Instrument | 202400000405 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 7455 STATE ROUTE 197, CELINA, OH 45822-9386 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 11, 2023 |
| Property Address | 7455 STATE ROUTE 197, CELINA, OH 45822-9386 |
| Document Number | 202300001769 |
| Instrument Date | May 9, 2023 |
| Instrument | 202300001769 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7455 STATE ROUTE 197, CELINA, OH 45822-9386 |
The 2025 property tax bill for 7455 State Rte 197 was $4,035.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,035.00 | $111,720 (-) Land $9,730 Building $101,990 | |
| 2024 | $4,035.00 (-0.84%) | $111,720 (-) Land $9,730 Building $101,990 | |
| 2023 | $4,069.00 (+5.66%) | $111,720 (+20.13%) Land $9,730 Building $101,990 | $319,200 Land $27,800 Building $291,400 |
| 2022 | $3,851.00 | $93,000 Land $8,330 Building $84,670 | |
| 2020 | $265,700 Land $23,800 Building $241,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7455 State Rte 197 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7455 State Rte 197 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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