7455 Ridgecrest Ln, Morrison, CO 80465 Property Records

Jefferson County property record for 7455 Ridgecrest Ln, Morrison, CO 80465

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.75 ba · 2,125 sqft · built 1996
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$1,253,500 (Sep 2023)
Tax Bill$7,281 (2025)
Deeds & MortgagesDec 2025 Mortgage
Sep 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN50-294-02-026

Property Details

APN / Parcel Number

Primary APN50-294-02-026
Alternative APNs
  • 300418858
  • 418858

Interior

Bedrooms4 Beds
Full Baths3.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,125 sqft Living Area
Gross Area3,816 sqft
1st Floor Area1,491 sqft
2nd Floor Area634 sqft
Basement Area1,491 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2021
Architectural StyleBi-Level
Construction TypeFrame
Lot Area87,120 sqft (2 acres)
Garage TypeDetached
Garage Area720 sqft

Exterior Amenities

PorchCovered Porch
Porch Area336 sqft
Deck Area90 sqft
Patio Area534 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number300418858
Street Address7455 RIDGECREST LN
CityMORRISON
StateCO
Zip80465-2830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionSECTION 29 TOWNSHIP 05 RANGE 70 QTR SE SUBDIVISIONCD 361220 SUBDIVISIONNAME HOMESTEAD FLG # 4 EX SUR #4 BLOCK LOT 0005 SIZE: 87120 TRACT VALUE: 2.000
Legal Range70W
Legal Township05S
Legal Section29
Legal SubdivisionHOMESTEAD FLG # 4 EX SUR #4
Legal Lot Number5
JurisdictionJEFFERSON CO
Township / Civil DivisionSOUTH JEFFERSON
Census Block Group3
Census Block3003
Census Tract12032

Owner

Source: Jefferson County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7455 RIDGECREST LN, MORRISON, CO 80465-2830
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 7, 2023Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
Aug 26, 2020Warranty Deed, Transfer · Conventional Mortgage
OPTIMUM FIRST INC
May 17, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2023 · Amount on Record
Deed SaleSep 7, 2023 · Amount on Record
Prior SaleAug 26, 2020 · Amount on Record
Deed Document Number202355028
Prior Transfer DateMay 16, 2018
Prior Transfer Doc0000044396
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON CO
Property Address7455 RIDGECREST LN, MORRISON, CO 80465-2830
Transaction TypeMortgage
Record UpdatedJan 2, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7455 RIDGECREST LN, MORRISON, CO 80465-2830

Mortgage

Document Number0000081492
DateDec 22, 2025
Instrument2025081492
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJan 1, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11%
Index1-Year T-Bill
Max Rate11%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON CO
Recording DateSep 7, 2023
Property Address7455 RIDGECREST LN, MORRISON, CO 80465-2830
Document Number0000055028
Instrument DateSep 6, 2023
Instrument2023055028
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.35
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7455 RIDGECREST LN, MORRISON, CO 80465-2830

Mortgage

Document Number0000055030
DateSep 7, 2023
Instrument2023055030
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON CO
Property Address7455 RIDGECREST LN, MORRISON, CO 80465-2830
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042041
DateMar 16, 2021
Instrument2021042041
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON CO
Recording DateAug 26, 2020
Property Address7455 RIDGECREST LN, MORRISON, CO 80465-2830
Document Number0000105882
Instrument DateAug 24, 2020
Instrument105882
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$88.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7455 RIDGECREST LN MORRISON CO 804652830, MORRISON, CO 80465-2830

Mortgage

Document Number105883
DateAug 26, 2020
Instrument105883
Lender
NameOPTIMUM FIRST INC
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON CO
Recording DateMay 17, 2018
Property Address7455 RIDGECREST LN, MORRISON, CO 80465-2830
Document Number0000044396
Instrument DateMay 16, 2018
Instrument44396
Transaction TypeTransfer
Record UpdatedMay 31, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7455 RIDGECREST LN MORRISON CO 804652830, MORRISON, CO 80465-2830

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateColorado
CountyJefferson County
Unified School DistrictJefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,281.00 (+16.22%)$73,421 (+11.08%) Land $24,879 Building $48,542$1,174,739 (+12.79%) Land $398,066 Building $776,673
2023$6,265.00 (+25.55%)$66,096 (+27.31%) Land $21,014 Building $45,082$1,041,513 (+39.43%) Land $313,645 Building $727,868
2022$4,990.00$51,916 Land $13,036 Building $38,880$746,995 Land $187,572 Building $559,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 97.8% of Colorado
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMESTEAD WC
private · serves 1,000 people · EPA ID CO0130050
Water SourceSurface water
Last State InspectionAug 2025
Lead1 ppb (2026)
action level 15 ppb
Copper1.37 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityGross alpha radiation
resolved · Jul 2024
Treatment failure
resolved · Apr 2017
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Neteo
Fixed Wireless
137 / 30
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
137 / 30
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20
Visionary Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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