74540 Virtue Rd, Kimbolton, OH 43749 Property Records

Guernsey County property record for 74540 Virtue Rd, Kimbolton, OH 43749

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,408 sqft · built 2002
Lot Size	3.5 acres (152,765 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Jan 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-0000040.007`

Property Details

APN / Parcel Number

Primary APN	`27-0000040.007`
Alternative APN	`002447-7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,408 sqft Living Area
1st Floor Area	2,408 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Construction Type	Frame
Lot Area	152,765 sqft (3.5 acres)
Garage Type	Mixed
Garage Area	840 sqft

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	264 sqft
Shed	1 Shed
Shed Area	240 sqft
Pole Barn	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002447-7
Street Address	74540 VIRTUE RD
City	KIMBOLTON
State	OH
Zip	43749-9602
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	R2 T4 SS15 PT NE 1/4
Legal Range	02W
Legal Township	04N
Legal Section	15
Legal Subdivision	THE OLD SEVEN RANGES SURVEY
Legal Tract	4
Jurisdiction	GUERNSEY OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1038
Census Tract	977200

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 E 5TH AVE, LANCASTER, OH 43130-3146
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Line of Credit FARM CREDIT SERVICES/MIDLANDS FLCA
Jan 22, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FARMERS & MERCHANTS BANK
Apr 26, 2021	Warranty Deed, Transfer · VA Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jul 22, 2026
Property Address	74540 VIRTUE RD, KIMBOLTON, OH 43749-9602
Document Number	0000003812
Book / Page	613 / 1019
Instrument Date	Jul 17, 2026
Instrument	20263812
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000003813,
Date	Jul 22, 2026
Book Page	613/1027
Instrument	20263813

Lender

Name	FARM CREDIT SERVICES/MIDLANDS FLCA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.52%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	74540 VIRTUE RD, KIMBOLTON, OH 43749-9602
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00573/3540
Date	Jan 22, 2021
Book Page	573/3540
Instrument	202100000429

Lender

Name	THE FARMERS & MERCHANTS BANK
Type	Bank
Address	CALDWELL, OH 43724

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2041

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 26, 2021
Property Address	74540 VIRTUE RD, KIMBOLTON, OH 43749-9602
Document Number	00575/1289
Book / Page	575 / 1289
Instrument Date	Apr 16, 2021
Instrument	202100002231
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	MID OHIO TITLE AGENCY INC, MID OHIO TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2000 PGA BLVD, PALM BEACH GARDENS, FL 33408-2722

Mortgage

Document Number	202100002232
Date	Apr 26, 2021
Instrument	202100002232

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Monroe Township
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (-1.53%)	$56,875 (-) Land $9,982 Building $46,893
2024	$2,415.00 (+11.96%)	$56,875 (+15%) Land $9,982 Building $46,893	$162,500 (+15%) Land $28,520 Building $133,980
2023	$2,157.00 (-0.55%)	$49,455 (+0.01%) Land $8,680 Building $40,775
2022	$2,169.00	$49,450 Land $8,680 Building $40,770	$141,300 (-) Land $24,810 Building $116,490
2021			$141,300 Land $24,800 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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