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7454 Oakmark Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7454 Oakmark Rd, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,979 sqft · built 2017
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Jul 2024)
Tax Bill$9,178 (2025)
Deeds & MortgagesJul 2022 Transfer
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN292632329600011330

Property Details

APN / Parcel Number

Primary APN292632329600011330

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,979 sqft Heated Area
Gross Area2,887 sqft
1st Floor Area1,979 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area470 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address7454 OAKMARK RD
CityHARMONY
StateFL
Zip34773-6092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 133
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionLAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract3296
Legal Lot Number133
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2107
Census Tract43801

Owner

Source: Osceola County records · APN 292632329600011330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address7454 OAKMARK RD, HARMONY, FL 34773-6092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2022Intrafamily Transfer, Transfer
ATTORNEY
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 20, 2017Special Warranty Deed, Transfer · Conventional Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJul 09, 2024 · Amount on Record
Deed SaleJul 09, 2024 · Amount on Record
Prior SaleJul 08, 2022
Deed Document Number2024089610
Deed Book / Page6630 / 1489
Record UpdatedJun 08, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 08, 2022
Property Address7454 OAKMARK RD, HARMONY, FL 34773-6092
Document Number0062480235
Book / Page6248 / 235
Map ReferenceMB 24 PG 110-119
Instrument DateJul 01, 2022
Instrument2022105965
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7454 OAKMARK RD, 7454, HARMONY, FL 34773-6092

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address7454 OAKMARK RD, HARMONY, FL 34773-6092

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7454 OAKMARK RD, HARMONY, FL 34773-6092
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7454 OAKMARK RD, SAINT CLOUD, FL 34773-6092

Mortgage

Document Number0059582532
DateMay 14, 2021
Book Page5958/2532
Instrument2021074821
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2041

December 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 20, 2017
Property Address7454 OAKMARK RD, HARMONY, FL 34773-6092
Document Number0052571073
Book / Page5257 / 1073
Map ReferenceMB24 PG110-119
Instrument DateDec 18, 2017
Instrument2017181289
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANITC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7454 OAKMARK RD, SAINT CLOUD, FL 34773-6092

Mortgage

Document Number2017181290
DateDec 20, 2017
Instrument2017181290
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,178.00 (+27.69%)$301,600 (+41.03%) Land $60,000 Building $241,600$301,600 (-6.51%) Land $60,000 Building $241,600
2023$7,188.00 (+6.3%) Homeowner's exemption$213,858 (+3%)$322,600 (+19.66%) Land $65,000 Building $257,600
2022$6,762.00 Homeowner's exemption$207,630$269,600 Land $60,000 Building $209,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire LikelihoodAbout 1 in 89 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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