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7453 Philatelic Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 7453 Philatelic Dr, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,812 sqft · built 1987
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (May 1992)
Tax Bill$1,021 (2025)
Deeds & MortgagesMar 2024 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APNR15-223-17-1768-0000-2790

Property Details

APN / Parcel Number

Primary APNR15-223-17-1768-0000-2790
Alternative APNs
  • 01063976
  • 1063976

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,812 sqft Living Area
1st Floor Area1,812 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area545 sqft
Patio Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01063976
Street Address7453 PHILATELIC DR
CitySPRING HILL
StateFL
Zip34606-6722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST OAKS UNIT 3 LOT 279
Legal Range17E
Legal Township23S
Legal Section15
Legal SubdivisionFOREST OAKS UNIT 3
Legal Lot Number279
Legal Unit3
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1009
Census Tract41204

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7453 PHILATELIC DR, SPRING HILL, FL 34606-6722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1992 · Amount on Record
Deed SaleMay 1, 1992 · Amount on Record
Deed Document Number0008621291
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address7453 PHILATELIC DR, SPRING HILL, FL 34606-6722
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7453 PHILATELIC DR, SPRING HILL, FL 34606-6722

Mortgage

Document Number0044000635
DateMar 7, 2024
Book Page4400/635
Instrument2024014650
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term826 Months
DueJan 30, 2093
Interest
Rate TypeAdjustable Rate
Rate7.39%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.3%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,021.00 (+3.24%) Additional exemption filed$110,999 (+5.99%)$265,711 (-2.4%) Land $34,043 Building $231,668
2023$104,729 Land $104,729
2022$989.00$272,244 Land $34,043 Building $238,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims5 (2011–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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