7452 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7452 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1979
Lot Size	1.03 acres (45,128 sqft)
Owner	2 Company Names on File
Last Sale	$640,000 (Mar 2021)
Tax Bill	$4,703 (2026)
Deeds & Mortgages	Oct 2025 Transfer Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4605-74-1115`

Property Details

APN / Parcel Number

Primary APN	`4605-74-1115`
Alternative APNs	`460515741115` `268502` `312761` `30765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	45,128 sqft (1.03 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	192 sqft
Loading Dock	420 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	312761
Street Address	7452 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#25 SECT 35 CRESCENT
Legal Subdivision	CRESCENT LAND AND TIMBER CORP
Legal Lot Number	25
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1021
Census Tract	71203

Owner

7452 Windy Pine Cir is owned by a company that acquired it in September 2025.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	7614 SIFFORD RD, STANLEY, NC 28164-7715
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Intrafamily Transfer, Transfer
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Dec 5, 2005 · Amount on File
Deed Document Number	2021627131
Deed Book / Page	3018 / 21
Last Transfer Date	Sep 26, 2025
Transfer Doc	0003443899
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Oct 1, 2025
Property Address	7452 WINDY PINE CIR, DENVER, NC 28037-9363
Document Number	0003443899
Book / Page	3443 / 899
Map Reference	MB E PG 44
Instrument Date	Sep 26, 2025
Instrument	700151
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7614 SIFFORD RD, STANLEY, NC 28164-7715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7614 SIFFORD RD, STANLEY, NC 28164-7715

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7452 WINDY PINE CIR, DENVER, NC 28037-9363
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314590
Date	Mar 11, 2022
Book Page	3145/90
Instrument	648876

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 12, 2021
Property Address	7452 WINDY PINE CIR, DENVER, NC 28037-9363
Document Number	0000301821
Book / Page	3018 / 21
Map Reference	MB E PG 44
Instrument Date	Feb 11, 2021
Instrument	627131
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 152, DENVER, NC 28037-0152

Mortgage

Document Number	0000627132
Date	Mar 12, 2021
Instrument	627132

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7452 WINDY PINE CIR, DENVER, NC 28037-9363
Document Number	2879396
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7452 WINDY PINE CIR DENVER NC 280379363, DENVER, NC 28037-9363

Mortgage

Document Number	2879396
Date	Jan 30, 2020
Book Page	002879/000396
Instrument	603865

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7452 WINDY PINE CIR, DENVER, NC 28037-9363
Document Number	2828274
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7452 WINDY PINE CIR DENVER NC 280379363, DENVER, NC 28037-9363

Mortgage

Document Number	2828274
Date	Jul 2, 2019
Book Page	002828/000274
Instrument	594572

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7452 Windy Pine Cir was $4,703, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,703.00 (+0.62%)	$726,413 (-) Land $493,364 Building $233,049	$726,413 (-) Land $493,364 Building $233,049
2025	$4,674.00	$726,413 Land $493,364 Building $233,049	$726,413 Land $493,364 Building $233,049
2023	$4,620.00	$726,413 Land $493,364 Building $233,049	$726,413 Land $493,364 Building $233,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7452 Windy Pine Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7452 Windy Pine Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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