7452 Old Hwy 64 E, Hayesville, NC 28904 Property Records

Clay County property record for 7452 Old Hwy 64 E, Hayesville, NC 28904

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,120 sqft · built 2022
Lot Size2.06 acres (89,734 sqft)
OwnerIndividual Name on Record
Last Sale$103,000 (Sep 2006)
Tax Bill$714 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN651000578214

Property Details

APN / Parcel Number

Primary APN651000578214
Alternative APN
  • 8792301

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,120 sqft Heated Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area89,734 sqft (2.06 acres)

Location & Zoning

Account Number8792301
Street Address7452 OLD HIGHWAY 64 E
CityHAYESVILLE
StateNC
Zip28904-5394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD HWY 64
Legal SubdivisionRICHARD D NEFF
JurisdictionCLAY NC
Township / Civil DivisionSHOOTING CREEK
Census Block Group2
Census Block2016
Census Tract950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7452 OLD HIGHWAY 64 E, HAYESVILLE, NC 28904-5394
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2006 · Amount on Record
Deed SaleSep 8, 2006 · Amount on Record
Deed Document Number20064258
Deed Book / Page310 / 7
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY NC
Property Address7452 OLD HIGHWAY 64 E, HAYESVILLE, NC 28904-5394
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000F16/28
DateOct 18, 2021
Book PageF16/28
Instrument2021003375
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueOct 15, 2044

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyClay County
Unified School DistrictClay County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$714.00 (+21.84%)$198,200 (+91.31%) Land $43,100 Building $155,100$198,200 (+91.31%) Land $43,100 Building $155,100
2025$586.00$103,600 (-) Land $31,900 Building $71,700$103,600 (-) Land $31,900 Building $71,700
2023$103,600 Land $31,900 Building $71,700$103,600 Land $31,900 Building $71,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimOct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Old Hwy 64 E

Nearby Streets

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