7451 Fairgrove Ave, Windermere, FL 34786 Property Records

Orange County property record for 7451 Fairgrove Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,092 sqft · built 2017
Lot Size	0.186 acres (8,107 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Apr 2026)
Tax Bill	$8,245 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-23-27-9165-02-940`

Property Details

APN / Parcel Number

Primary APN	`26-23-27-9165-02-940`
Alternative APNs	`272326916502940` `150209` `151379` `153499`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	2,847 sqft
1st Floor Area	2,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,107 sqft (0.186 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7451 FAIRGROVE AVE
City	WINDERMERE
State	FL
Zip	34786-6755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WINDERMERE SOUND PHASE 2 83/135 LOT 294
Legal Range	27E
Legal Township	23S
Legal Section	26
Legal Subdivision	WINDERMERE SOUND PH 2
Legal Phase	2
Legal Tract	9165
Legal Block	2
Legal Lot Number	294
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2046
Census Tract	17112

Owner

7451 Fairgrove Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Orange County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7451 FAIRGROVE AVE, WINDERMERE, FL 34786-6755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage DIGITAL FEDERAL CREDIT UNION
Oct 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage 1ST RELIANT HM LOANS INC
Apr 24, 2017	Special Warranty Deed, Subdivision Related Transfer · ARM RECOVCO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	May 16, 2024 · Amount on File
Deed Document Number	2026210072
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 14, 2026
Property Address	7451 FAIRGROVE AVE, WINDERMERE, FL 34786-6755
Document Number	0000210072
Instrument Date	Apr 13, 2026
Instrument	2026210072
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	STRONGHOLD TITLE LLC, STRONGHOLD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7451 FAIRGROVE AVE, WINDERMERE, FL 34786-6755

Mortgage

Document Number	0000210073,
Date	Apr 14, 2026
Instrument	2026210073

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	7451 FAIRGROVE AVE, WINDERMERE, FL 34786-6755
Document Number	0000644458
Instrument Date	Oct 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3-302, BLDG 4, SHANSHUIWENYUAN

Mortgage

Document Number	0000644458
Date	Nov 2, 2018
Instrument	644458

Lender

Name	1ST RELIANT HM LOANS INC
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 24, 2017
Property Address	7451 FAIRGROVE AVE, WINDERMERE, FL 34786-6755
Document Number	0000223005
Map Reference	MB 83 PG 135
Instrument Date	Mar 31, 2017
Instrument	20170223005
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,296.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6750 FORUM DR 310, 310, WINDERMERE, FL 34786

Mortgage

Document Number	0000223006
Date	Apr 24, 2017
Instrument	20170223006

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 7451 Fairgrove Ave was $8,245, up 12.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,700 (-1.09%) Land $120,000 Building $345,700	$465,700 (-1.09%) Land $120,000 Building $345,700
2025	$8,245.00 (+12.1%)	$470,820 Land $120,000 Building $350,820	$470,820 Land $120,000 Building $350,820
2024	$7,355.00 (+12.03%)
2023	$6,565.00 (+12.32%)	$429,178 (+16.15%) Land $120,000 Building $309,178	$429,178 (+16.15%) Land $120,000 Building $309,178
2022	$5,845.00	$369,498 Land $110,000 Building $259,498	$369,498 Land $110,000 Building $259,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7451 Fairgrove Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7451 Fairgrove Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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