7451 Alloy St, Webster, FL 33597 Property Records

Hernando County property record for 7451 Alloy St, Webster, FL 33597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 2023
Lot Size	1.15 acres (50,338 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Oct 2021)
Tax Bill	$4,997 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R36-122-21-0870-0120-0070`

Property Details

APN / Parcel Number

Primary APN	`R36-122-21-0870-0120-0070`
Alternative APNs	`00617096` `617096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	1,845 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,338 sqft (1.15 acres)
Garage Type	Attached
Garage Area	608 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00617096
Street Address	7451 ALLOY ST
City	WEBSTER
State	FL
Zip	33597-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE MANOR EST UNIT 2 BLK 12 LOT 7
Legal Range	21E
Legal Township	22S
Legal Section	36
Legal Subdivision	RIDGE MNR EST UN 2
Legal Block	12
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	RIDGE MANOR
Census Block Group	1
Census Block	1069
Census Tract	40101

Owner

7451 Alloy St is owned and occupied by an individual who bought it in October 2021.

Source: Hernando County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	7451 ALLOY ST, WEBSTER, FL 33597-9420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage DRUMMOND COMMUNITY BANK
Oct 15, 2021	Personal Representative Deed, Transfer REPUBLIC LAND AND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Deed Document Number	202177626
Deed Book / Page	4070 / 689
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7451 ALLOY ST, WEBSTER, FL 33597-9420
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7451 ALLOY ST, WEBSTER, FL 33597-9420

Mortgage

Document Number	0046100742
Date	Sep 16, 2025
Book Page	4610/742
Instrument	2025064506

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7451 ALLOY ST, WEBSTER, FL 33597-9420
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	ALL PERFORMANCE TITLE LLC, ALL PERFORMANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041200630
Date	Jan 31, 2022
Book Page	4120/630
Instrument	2022007987

Lender

Name	DRUMMOND COMMUNITY BANK
Type	Bank
Address	CHIEFLAND, FL 32626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

October 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 15, 2021
Property Address	7451 ALLOY ST, WEBSTER, FL 33597-9420
Document Number	0040700689
Book / Page	4070 / 689
Map Reference	MB 10 PG 88
Instrument Date	Oct 5, 2021
Instrument	2021077626
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 LAKE VILLA DR, METAIRIE, LA 70002-1319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 LEE CREEK ST, RIVERVIEW, FL 33578-6006

Tax Assessment & Valuation

The 2025 property tax bill for 7451 Alloy St was $4,997 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,997.00 Homeowner's exemption	$357,226 Land $32,720 Building $324,506	$357,226 Land $32,720 Building $324,506
2023		$17,166
2022	$311.00		$25,169 Land $25,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7451 Alloy St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	43 (1997–2024)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7451 Alloy St is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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