7450 Sears Rd, Horton, MI 49246 Property Records

Jackson County property record for 7450 Sears Rd, Horton, MI 49246

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,287 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Nov 2021)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000-12-33-251-005-02`

Property Details

APN / Parcel Number

Primary APN	`000-12-33-251-005-02`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,287 sqft Living Area
1st Floor Area	2,287 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Fire Resistance	Fireproof Steel Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7450 SEARS RD
City	HORTON
State	MI
Zip	49246-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	THE WEST 1/2 OF THE SE 1/4 OF THE SW 1/4 OF THE NE 1/4 OF SEC 33, T3S R2W SPRING ARBOR TOWNSHIP, JACKSON COUNTY, MICHIGAN.
Legal Range	02W
Legal Township	03S
Legal Section	03
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	2
Census Block	2031
Census Tract	6401

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7450 SEARS RD, HORTON, MI 49246-9800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Oct 27, 2025	Intrafamily Transfer, Transfer
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Nov 12, 2021	Warranty Deed, Transfer
Oct 22, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	20212899123
Deed Book / Page	2199 / 1233
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	7450 SEARS RD, HORTON, MI 49246-9800
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002996131
Date	Dec 19, 2025
Book Page	2274/738
Instrument	2996131

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Oct 27, 2025
Property Address	7450 SEARS RD, HORTON, MI 49246-9800
Document Number	0002992710
Book / Page	2271 / 1217
Instrument Date	Oct 17, 2025
Instrument	2992710
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7450 SEARS RD, HORTON, MI 49246-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7450 SEARS RD, HORTON, MI 49246-9800

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 22, 2025
Property Address	7450 SEARS RD, HORTON, MI 49246-9800
Document Number	0002992424
Book / Page	2271 / 931
Instrument Date	Oct 17, 2025
Instrument	2992424
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	295 MICHIGAN ST, CONCORD, MI 49237-9553

Mortgage

Document Number	0002271932
Date	Oct 22, 2025
Instrument	2271/932

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 12, 2021
Property Address	7450 SEARS RD, HORTON, MI 49246-9800
Document Number	0002899123
Book / Page	2199 / 1233
Instrument Date	Nov 5, 2021
Instrument	2899123
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 ASHTON RD, JACKSON, MI 49203-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 LINDSEY RD, JACKSON, MI 49201-9852

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 22, 2020
Property Address	7450 SEARS RD, HORTON, MI 49246
Document Number	0002863065
Book / Page	002172 / 000276
Instrument Date	Oct 6, 2020
Instrument	2863065
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SEARS RD HORTON MI 49246, HORTON, MI 49246

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,400 (+42.15%)	$700,800 (+42.15%)
2025	$3,533.00 (-57.29%) Homeowner's exemption	$246,500 (+17.21%)	$493,000 (+17.21%)
2024	$8,272.00 (+417%)
2023		$210,300	$420,600
2022	$1,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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