Hamilton County property record for 7450 Ginger Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,254 sqft · built 1983 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jun 2008) |
| Tax Bill | $9,082 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0211-0045-00 |
| Primary APN | 500-0211-0045-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Living Area |
| Gross Area | 3,703 sqft |
| 1st Floor Area | 1,134 sqft |
| 2nd Floor Area | 1,120 sqft |
| Basement Area | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 122 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 112 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7450 GINGER LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COR GINGER LN BRETTON DR 114.20 X 122.08 IR LT 119BLOOMFIELD HILLS SUB BLK B PT 2 |
| Legal Subdivision | BLOOMFIELD HILLS SUB |
| Legal Block | B |
| Legal Lot Number | 119 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 25001 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7450 GINGER LN, CINCINNATI, OH 45244-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2018 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINFED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2008 · Amount on Record |
| Deed Sale | Jun 11, 2008 · Amount on Record |
| Prior Sale | Aug 11, 1995 |
| Deed Document Number | 200879187 |
| Deed Book / Page | 10872 / 454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7450 GINGER LN, CINCINNATI, OH 45244-2923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7450 GINGER LN, CINCINNATI, OH 45244-2923 |
| Document Number | 0000095581 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 13783/1755 |
| Instrument | 2018-0095581 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 11, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7450 GINGER LN, CINCINNATI, OH 45244-2923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000129286 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 14530/2148 |
| Instrument | 2021-0129286 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 131 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7450 GINGER LN, CINCINNATI, OH 45244-2923 |
| Document Number | 0000031107 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7450 GINGER LN CINCINNATI OH 452442923, CINCINNATI, OH 45244-2923 |
| Document Number | 0000031107 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 014138/000859 |
| Instrument | 31107 |
| Name | CINFED FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,082.00 (+2.91%) | $145,292 (-) Land $28,875 Building $116,417 | $415,120 (-) Land $82,500 Building $332,620 |
| 2024 | $8,825.00 (+5.12%) | $145,292 (-) Land $28,875 Building $116,417 | |
| 2023 | $8,395.00 (+26.99%) | $145,292 (+42.64%) Land $28,875 Building $116,417 | $415,120 (+42.64%) Land $82,500 Building $332,620 |
| 2022 | $6,611.00 Homeowner's exemption | $101,861 Land $19,184 Building $82,677 | |
| 2020 | $291,030 Land $54,810 Building $236,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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