7450 Chad Rd, Harrison, TN 37341 Property Records

Hamilton County property record for 7450 Chad Rd, Harrison, TN 37341

Property Summary

Property Type	Vacant Land
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Tax Bill	$151 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Jul 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086 007.99`

Property Details

APN / Parcel Number

Primary APN	`086 007.99`

Exterior

Lot Area	76,230 sqft (1.75 acres)
Lot Dimensions	433 ft deep x 175 ft wide

Location & Zoning

Old Parcel Number	086 007.99
Street Address	7450 CHAD RD
City	HARRISON
State	TN
Zip	37341-9309
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LT 4 HOLLIS ADDN TO WOODLAND ACRES PB61 PG33 OUT OF 86-7.48 FOR 1999
Legal Subdivision	HOLLIS ADDN TO WOODL
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2013
Census Tract	10103

Owner

Source: Hamilton County records, as of January 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7265 AVENTINE WAY APT 308, 308, CHATTANOOGA, TN 37421-4665
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Construction Mortgage TENNESSEE VALLEY FCU
Jul 2, 2025	Deed, Transfer
Mar 31, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025
Deed Sale	Jul 2, 2025
Prior Sale	Mar 31, 2025 · Amount on Record
Deed Document Number	0013971313
Deed Book / Page	13971 / 313
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7450 CHAD RD, HARRISON, TN 37341-9309
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, 1ST CHOICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7235 AVENTINE WAY 205, 205, CHATTANOOGA, TN 37421-4185

Mortgage

Document Number	0000000262
Date	Oct 3, 2025
Book Page	14064/810
Instrument	2025100300262

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.84%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.84%
Index	SOFR Average 30-Day
Max Rate	10.8%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 2, 2025
Property Address	7450 CHAD RD, HARRISON, TN 37341-9309
Document Number	0000000147
Book / Page	13971 / 313
Map Reference	MB 61 PG 33
Instrument Date	Jul 2, 2025
Instrument	2025070200147
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7265 AVENTINE WAY APT 308, 308, CHATTANOOGA, TN 37421-4665

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 31, 2025
Property Address	7450 CHAD RD, HARRISON, TN 37341-9309
Document Number	0000000084
Book / Page	13876 / 576
Map Reference	MB 61 PG 33
Instrument Date	Mar 28, 2025
Instrument	2025033100084
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	EQUI TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7265 AVENTINE WAY, CHATTANOOGA, TN 37421-4659

Mortgage

Document Number	0013876578
Date	Mar 31, 2025
Instrument	13876/578

Lender

Name	TRUST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$151.00 (-11.7%)	$10,000 (+30.72%)	$40,000 (+30.72%) Land $40,000
2024	$171.00	$7,650 (-)	$30,600 (-) Land $30,600
2023	$171.00	$7,650	$30,600 Land $30,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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