7450 157th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 7450 157th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	956 sqft · built 2007
Lot Size	2.49 acres (108,865 sqft)
Owner	Individual Name on Record
Tax Bill	$3,174 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-150-0140`

Property Details

APN / Parcel Number

Primary APN	`12-150-0140`

Interior

Building Area	956 sqft Total Area
Basement Area	912 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	108,865 sqft (2.49 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	358 sqft

Location & Zoning

Street Address	7450 157TH AVE
City	MILACA
State	MN
Zip	56353-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	37
Legal Section	32
Legal Subdivision	CEDAR RIDGE
Legal Block	3
Legal Lot Number	2
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILO
Census Block Group	3
Census Block	3065
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7450 157TH AVE, MILACA, MN 56353-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Jan 29, 2018	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Nov 14, 2017	Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018
Deed Sale	Jan 29, 2018
Prior Sale	Mar 4, 2016 · Amount on Record
Deed Document Number	2018404659
Prior Transfer Date	Aug 24, 2007
Prior Transfer Doc	354995
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7450 157TH AVE, MILACA, MN 56353-4444
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A423222
Date	Mar 12, 2021
Instrument	A423222

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 29, 2018
Property Address	7450 157TH AVE, MILACA, MN 56353-4444
Document Number	A404659
Instrument Date	Jan 23, 2018
Instrument	A404659
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	LIBERTY TITLE INC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 157TH AVE, MILACA, MN 56353-4444

Mortgage

Document Number	A404660
Date	Jan 29, 2018
Instrument	A404660

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

November 2017: Deed, Foreclosure

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 14, 2017
Property Address	7450 157TH AVE, MILACA, MN 56353-4444
Document Number	A403510
Instrument Date	Sep 11, 2017
Instrument	A403510
Transaction Type	Foreclosure
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 RESEARCH PKWY STE 303, 321, MERIDEN, CT 06450-8342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST # ID, ID, OKLAHOMA CITY, OK 73107-2442

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milo Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,174.00 (+1.54%)	$337,500 (+11.35%) Land $90,900 Building $246,600	$337,500 (+11.35%) Land $90,900 Building $246,600
2025		$303,100 (-1.65%) Land $67,900 Building $235,200	$303,100 (-1.65%) Land $67,900 Building $235,200
2023	$3,126.00	$308,200 Land $65,200 Building $243,000	$308,200 Land $65,200 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Benton Cooperative Telephone Company.

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