Boulder County property record for 745 Zamia Ct, Boulder, CO 80304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 3,168 sqft · built 1995 |
| Lot Size | 0.226 acres (9,823 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,125,000 (May 2024) |
| Tax Bill | $11,178 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1461-12-0-08-002 |
| Primary APN | 1461-12-0-08-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,168 sqft Living Area |
| Gross Area | 4,566 sqft |
| 1st Floor Area | 1,348 sqft |
| Upper Floors Area | 1,170 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 638 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,823 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 760 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 106 sqft |
| Deck Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0117056 |
|---|---|
| Street Address | 745 ZAMIA CT |
| City | BOULDER |
| State | CO |
| Zip | 80304-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 NORTHBRIAR ESTATES FLG 2 |
| Legal Range | 71 |
| Legal Township | 1N |
| Legal Section | 12 |
| Legal Subdivision | NORTHBRIAR ESTATES FLG 2 - BO |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12104 |
Source: Boulder County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 745 ZAMIA CT, BOULDER, CO 80304-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU |
| Jan 9, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Oct 24, 2018 | Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | Oct 5, 2006 · Amount on Record |
| Deed Document Number | 20244046653 |
| Prior Transfer Date | Jul 16, 2012 |
| Prior Transfer Doc | 0003239378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 745 ZAMIA CT, BOULDER, CO 80304-4318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 745 ZAMIA CT, BOULDER, CO 80304-4318 |
| Document Number | 0004122120 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 4122120 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 745 ZAMIA CT, BOULDER, CO 80304-4318 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 745 ZAMIA CT, BOULDER, CO 80304-4318 |
| Document Number | 0004033452 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 4033452 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 745 ZAMIA CT, BOULDER, CO 80304-4318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0003682735 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 3682735 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.7% |
| Index | 1-Year LIBOR |
| Max Rate | 8.7% |
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,794 (+4.74%) Land $65,864 Building $56,930 | $1,875,800 (-) Land $1,038,600 Building $837,200 | |
| 2025 | $11,178.00 (+4.57%) | $117,238 (-8.02%) Land $64,913 Building $52,325 | $1,875,800 (-1.4%) Land $1,038,600 Building $837,200 |
| 2023 | $10,689.00 (+20.53%) | $127,467 (+33.47%) Land $70,745 Building $56,722 | $1,902,500 (+38.45%) Land $1,055,900 Building $846,600 |
| 2022 | $8,868.00 | $95,500 Land $56,927 Building $38,573 | $1,374,100 Land $819,100 Building $555,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 units insured incl. 5 condo units |
| Nearby Flood Claims | 14 (2013–2015) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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