745 W Center St, Oronoco, MN 55960 Property Records

Olmsted County property record for 745 W Center St, Oronoco, MN 55960 · Last verified August 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 3 ba · 1,680 sqft · built 1978
Lot Size	1.33 acres (58,022 sqft)
Owner	Individual Name on File
Last Sale	$227,400 (Jun 2025)
Tax Bill	$7,678 (2026)
Deeds & Mortgages	Aug 2023 Transfer Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84.18.12.028986`

Property Details

APN / Parcel Number

Primary APN	`84.18.12.028986`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Units	3 Units
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Finished Basement	1,512 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,022 sqft (1.33 acres)
Lot Dimensions	290 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	1,392 sqft
Parking Spaces	5 Parking Spaces
Patio Area	645 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	745 W CENTER ST
City	ORONOCO
State	MN
Zip	55960-1624
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-18 TWP-108 RANGE-014 WHITE ADD LOT-003 LOTS 3 & 4
Legal Range	14
Legal Township	108
Legal Section	18
Legal Subdivision	WHITE ADD
Legal Lot Number	3,4
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1018
Census Tract	1902

Owner

Source: Olmsted County records · APN 84.18.12.028986

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40270 RYANS BAY RD, ZUMBRO FALLS, MN 55991-5003
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Affidavit of Death of Joint Tenant, Transfer WEST TITLE LLC
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 09, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 20, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	20251626462
Transfer Doc	00A1592226
Record Updated	Sep 20, 2026

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	OLMSTED MN
Recording Date	Aug 31, 2023
Property Address	745 W CENTER ST, ORONOCO, MN 55960-1624
Document Number	00A1592226
Instrument Date	Aug 31, 2023
Instrument	A-1592226
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	WEST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 W CENTER ST, ORONOCO, MN 55960-1624

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	745 W CENTER ST, ORONOCO, MN 55960-1624
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1541582
Date	Jul 21, 2021
Instrument	A-1541582

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	745 W CENTER ST, ORONOCO, MN 55960-1624
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1516966
Date	Nov 09, 2020
Instrument	A-1516966

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 20, 2019
Property Address	745 W CENTER ST, ORONOCO, MN 55960-1624
Document Number	A1481694
Instrument Date	Aug 30, 2019
Instrument	A-1481694
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	745 W CENTER ST, ORONOCO, MN 55960-1624

Mortgage

Document Number	A1481695
Date	Sep 20, 2019
Instrument	A-1481695

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Olmsted County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,678.00 (+4.09%)
2025	$7,376.00 (+46.93%)	$405,900 (+16.2%) Land $115,000 Building $290,900	$405,900 (+16.2%) Land $115,000 Building $290,900
2024		$349,300 (+8.71%) Land $60,000 Building $289,300	$349,300 (+8.71%) Land $60,000 Building $289,300
2023	$5,020.00
2022		$321,300 Land $60,000 Building $261,300	$321,300 Land $60,000 Building $261,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Olmsted County (27109C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271090019021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Rural Communications Holding	Fiber	1,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Minnesota WiFi	Fixed Wireless (unlicensed)	150 / 30
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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