745 Verdemont Cir, Simi Valley, CA 93065 Property Records

Ventura County property record for 745 Verdemont Cir, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,187 sqft · built 1989
Lot Size	0.182 acres (7,907 sqft)
Owner	2 Individual Names on File
Last Sale	$642,500 (Jul 2014)
Tax Bill	$9,161 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`636-0-220-015`

Property Details

APN / Parcel Number

Primary APN	`636-0-220-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,187 sqft Living Area
1st Floor Area	1,501 sqft
2nd Floor Area	1,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	7,907 sqft (0.182 acres)
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft

Location & Zoning

Street Address	745 VERDEMONT CIR
City	SIMI VALLEY
State	CA
Zip	93065-5538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-2.
Legal Description	TRACT: 278300 LOT: 140 REF: 086MR 001
Legal Subdivision	2783
Legal Tract	278300
Legal Block	220
Legal Lot Number	140
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2000
Census Tract	7506

Owner

745 Verdemont Cir is owned and occupied by two individuals who bought it in July 2014.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	745 VERDEMONT CIR, SIMI VALLEY, CA 93065-5538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2014 · Amount on File
Deed Sale	Jul 24, 2014 · Amount on File
Deed Document Number	201492237
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	0000143166
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	745 VERDEMONT CIR, SIMI VALLEY, CA 93065-5538
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 VERDEMONT CIR, SIMI VALLEY, CA 93065-5538

Mortgage

Document Number	0000077998
Date	Nov 30, 2023
Instrument	2023000077998

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	745 VERDEMONT CIR, SIMI VALLEY, CA 93065-5538
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 VERDEMONT CIR, SIMI VALLEY, CA 93065-5538

Mortgage

Document Number	2022000072808
Date	Jul 5, 2022
Instrument	2022000072808

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	745 VERDEMONT CIR, SIMI VALLEY, CA 93065-5538
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112963
Date	Jul 30, 2020
Instrument	20200730-00112963

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	745 VERDEMONT CIR, SIMI VALLEY, CA 93065-5538
Document Number	0000038805
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 VERDEMONT CIR SIMI VALLEY CA 930655538, SIMI VALLEY, CA 93065-5538

Mortgage

Document Number	0000038805
Date	Mar 21, 2017
Instrument	38805

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 745 Verdemont Cir was $9,161 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,622 (+2%) Land $511,802 Building $275,820
2025	$9,161.00 (+1.15%) Homeowner's exemption	$772,179 Land $501,767 Building $270,412
2024	$9,057.00 (+6.32%)
2023	$8,519.00 (+0.13%) Homeowner's exemption	$742,196 Land $482,284 Building $259,912
2022	$8,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 745 Verdemont Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Verdemont Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, Verizon.

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