745 Sunset Dr, Vista, CA 92081 Property Records

San Diego County property record for 745 Sunset Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,393 sqft · built 1990
Lot Size	0.357 acres (15,560 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Jul 2005)
Tax Bill	$11,270 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`179-194-33-00`

Property Details

APN / Parcel Number

Primary APN	`179-194-33-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,393 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	15,560 sqft (0.357 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	745 SUNSET DR
City	VISTA
State	CA
Zip	92081-6823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 275A DOC74-51990 IN TR 001984
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	001984
Legal Block	4
Legal Lot Number	275A
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4002
Census Tract	19702

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	745 SUNSET DR, VISTA, CA 92081-6823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 10, 2021	Deed of Trust, Mortgage · VA Mortgage ONE STOP ENTERPRISES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2005 · Amount on Record
Deed Sale	Jul 15, 2005 · Amount on Record
Prior Sale	Apr 21, 2000 · Amount on Record
Deed Document Number	2005599135
Prior Transfer Date	Mar 16, 2001
Prior Transfer Doc	0000174098
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	745 SUNSET DR, VISTA, CA 92081-6823
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 SUNSET DR, VISTA, CA 92081-6823

Mortgage

Document Number	0000025380
Date	Jan 31, 2024
Instrument	2024-0025380

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	745 SUNSET DR, VISTA, CA 92081-6823
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 SUNSET DR, VISTA, CA 92081-6823

Mortgage

Document Number	0000358582
Date	May 10, 2021
Instrument	2021-0358582

Lender

Name	ONE STOP ENTERPRISES INC
Type	Funding / Finance Company
Address	CARLSBAD, CA 92011

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$954,752 (+2%) Land $585,396 Building $369,356
2025	$11,270.00 (+8.07%) Homeowner's exemption	$936,032 (+4.04%) Land $573,918 Building $362,114
2023	$10,428.00 (+0.25%) Homeowner's exemption	$899,686 Land $551,633 Building $348,053
2022	$10,402.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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