745 Sunset Beach Rd, Florence, AL 35633 Property Records

Lauderdale County property record for 745 Sunset Beach Rd, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,198 sqft · built 2003
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jun 2020)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-02-10-0-001-042-000`

Property Details

APN / Parcel Number

Primary APN	`26-02-10-0-001-042-000`
Alternative APNs	`062271` `30035` `62271`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,198 sqft Living Area
1st Floor Area	2,198 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	336 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,462 sqft
Bath House	1,044 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	62271
Street Address	745 SUNSET BEACH RD
City	FLORENCE
State	AL
Zip	35633-0130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	100 X 336 IRR LOT SUNSET BEACH SD LOT 43 .78 AC/C SEC 10 T3S R13W PB 3 PG 9-11
Legal Range	13W
Legal Township	03S
Legal Section	10
Legal Subdivision	SUNSET BEACH
Legal Lot Number	43
Jurisdiction	LAUDERDALE AL
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2045
Census Tract	11200

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	745 SUNSET BEACH RD, FLORENCE, AL 35633-0130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNA BANK
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage BNA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	0202030883
Deed Book / Page	2020 / 30883
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	745 SUNSET BEACH RD, FLORENCE, AL 35633-0130
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/18525
Date	Mar 23, 2021
Book Page	2021/18525

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	745 SUNSET BEACH RD, FLORENCE, AL 35633-0130
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2443
Date	Jan 22, 2019
Book Page	2019/2443

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 29, 2020
Property Address	745 SUNSET BEACH RD, FLORENCE, AL 35633-0130
Document Number	2020/30883
Book / Page	2020 / 30883
Map Reference	MB 3 PG 9 & 9B
Instrument Date	Jun 16, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 SUNSET BEACH RD, 1325, FLORENCE, AL 35633-0136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 COUNTY ROAD 33, KILLEN, AL 35645-7720

Mortgage

Document Number	0202030886
Date	Jun 29, 2020
Instrument	2020/30886

Lender

Name	BNA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00 (-3.63%) Homeowner's exemption	$57,740 (+195.19%)	$577,100 (-3.55%) Land $195,500 Building $381,600
2024	$2,037.00 (-2.4%) Homeowner's exemption	$19,560 (-) Land $19,560	$598,340 (-) Land $195,500 Building $402,840
2023	$2,087.00 (+30.52%) Homeowner's exemption	$19,560 (-57.39%) Land $19,560	$598,340 (+30.41%) Land $195,500 Building $402,840
2022	$1,599.00 Homeowner's exemption	$45,900	$458,800 Land $173,300 Building $285,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1994–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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