745 Smoke Tree Rd, Deerfield, IL 60015 Property Records

Lake County property record for 745 Smoke Tree Rd, Deerfield, IL 60015 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,706 sqft · built 1964
Lot Size	0.274 acres (11,927 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (May 2021)
Tax Bill	$22,066 (2024)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-34-105-004`

Property Details

APN / Parcel Number

Primary APN	`16-34-105-004`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,706 sqft Living Area
Gross Area	3,825 sqft
1st Floor Area	1,545 sqft
2nd Floor Area	1,161 sqft
Upper Floors Area	1,161 sqft
Basement Area	602 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,927 sqft (0.274 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	745 SMOKE TREE RD
City	DEERFIELD
State	IL
Zip	60015-4556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS COVE RESUB LOT 9
Legal Subdivision	KINGS COVE RESUB
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	MORAINE
Census Block Group	1
Census Block	1015
Census Tract	865802

Owner

Source: Lake County records · APN 16-34-105-004

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	745 SMOKE TREE RD, DEERFIELD, IL 60015-4556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 05, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Document Number	20217793409
Prior Transfer Date	Jun 05, 1997
Prior Transfer Doc	0003992235
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	745 SMOKE TREE RD, DEERFIELD, IL 60015-4556
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007870351
Date	Feb 03, 2022
Instrument	7870351

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 28, 2021
Property Address	745 SMOKE TREE RD, DEERFIELD, IL 60015-4556
Document Number	0007793409
Map Reference	DOC 1229546
Instrument Date	May 14, 2021
Instrument	7793409
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	745 SMOKE TREE RD, DEERFIELD, IL 60015-4556

Mortgage

Document Number	0007793410
Date	May 28, 2021
Instrument	7793410

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Mortgage

Document Number	0007793411
Date	May 28, 2021
Instrument	7793411

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	745 SMOKE TREE RD, DEERFIELD, IL 60015-4556
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007639050
Date	Mar 05, 2020
Instrument	7639050

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Moraine Township
Municipality	Deerfield Village
Elementary School District	North Shore School District 112 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,359 (+17.67%) Land $77,210 Building $185,149	$787,156 (+17.67%) Land $231,653 Building $555,503
2024	$22,066.00 (+3.36%)
2023	$21,348.00 (+15.18%)	$222,955 (-3.58%) Land $65,614 Building $157,341	$668,932 (-3.58%) Land $196,862 Building $472,070
2022	$18,535.00	$231,238 Land $72,081 Building $159,157	$693,784 Land $216,265 Building $477,519

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978658021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	10 (1978–2023)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 34% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 378 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Smoke Tree Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures