745 Smith Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 745 Smith Ave, Birmingham, MI 48009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,662 sqft · built 1987
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Dec 2025)
Tax Bill	$6,578 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-36-478-056`

Property Details

APN / Parcel Number

Primary APN	`08-19-36-478-056`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	898 sqft
Basement Area	753 sqft
Unfinished Basement	753 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	172 sqft
Patio Area	482 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	745 SMITH AVE
City	BIRMINGHAM
State	MI
Zip	48009-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R10E, SEC 36 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 886 8/31/84 FR 053
Legal Range	10E
Legal Township	02N
Legal Section	36
Legal Subdivision	LEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number	8,886
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	3
Census Block	3010
Census Tract	153300

Owner

745 Smith Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	745 SMITH AVE, BIRMINGHAM, MI 48009-4710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Jul 6, 2010 · Amount on File
Deed Document Number	2025153152
Deed Book / Page	60761 / 415
Prior Transfer Date	Oct 23, 1998
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 8, 2025
Property Address	745 SMITH AVE, BIRMINGHAM, MI 48009-4710
Document Number	20250153152
Book / Page	60761 / 415
Map Reference	LB 27 PG 5
Instrument Date	Nov 24, 2025
Instrument	20250153152
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 MAIN UNIT 10041004, 10041004, SARASOTA, FL 34236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 SMITH AVE, BIRMINGHAM, MI 48009-4710

Mortgage

Document Number	0060761417
Date	Dec 8, 2025
Instrument	60761/417

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 745 Smith Ave was $6,578, down 19.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,578.00 (-19.42%)	$275,710 (+7.94%)	$551,420 (+7.94%)
2024	$8,163.00 (+5.45%)	$255,430 (+11.21%)	$510,860 (+11.21%)
2023	$7,741.00	$229,680	$459,360
2021	$7,192.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 745 Smith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 745 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRMINGHAM serves 20,472 people · EPA ID MI0000730
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20