745 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 745 Shore Dr, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Architecture Style	Split Level
Year Built	Built 1977
Square Footage	3,404 sqft Total Area
Lot Size	10,500 sqft (0.241 acres)
Garage	Attached, 384 sqft
Occupancy	Owner Occupied
Tax Bill	$3,560.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-119087`
Alternative APNs	`1119087` `119087`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,404 sqft Total Area
Stories	2 Stories
Utility Area	96 sqft Utility Area
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	10,500 sqft (0.241 acres)
Depth X Width	150 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	384 sqft Garage
Deck Area	288 sqft Deck
Porch Area	80 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	119087
Street Address	745 SHORE DR
City	JOPPA
State	MD
Zip	21085-4547
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 14 70/70X150 745 SHORE DRIVE RUMSEY ISLAND P 32/49
Legal Subdivision	JOPPATOWNE
Legal Block	21
Legal Lot Number	14,745
Jurisdiction	HARFORD MD
Minor Civil Division	1, ABINGDON
Census Blockgroup	4
Census Block	4002
Census Tract	301401

Owner

Source: Harford County records · APN 01-119087

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	745 SHORE DR, JOPPA, MD 21085-4547
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	745 SHORE DR, JOPPA, MD 21085-4547
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139060381
Date	Jun 11, 2020
Book Page	13906/381

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,100 (+36.44%)	$608,100 (+52.75%) Land $159,500 Building $448,600
2025	$3,560.00 (+1.89%)
2023		$394,400	$398,100 Land $159,500 Building $238,600
2022	$3,494.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.