Erie County and Buffalo City property record for 745 Saint Lawrence Ave, Buffalo, NY 14216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,474 sqft · built 1955 |
| Lot Size | 0.126 acres (5,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Nov 2009) |
| Tax Bill | $766 (2026) |
| Deeds & Mortgages | May 2018 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 78.44-6-10 |
| Primary APN | 140200 78.44-6-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,474 sqft Living Area |
| 1st Floor Area | 856 sqft |
| 2nd Floor Area | 618 sqft |
| Game Room | Game Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,490 sqft (0.126 acres) |
| Lot Dimensions | 122 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 474 sqft |
| Patio Area | 394 sqft |
| Canopy | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06642200 |
|---|---|
| Street Address | 745 SAINT LAWRENCE AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14216-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-4-30 |
| Legal Description | 434.93 E STARIN |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 6 |
| Legal Lot Number | 10.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4500 |
745 Saint Lawrence Ave is owned and occupied by an individual who bought it in November 2009.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 745 SAINT LAWRENCE AVE, BUFFALO, NY 14216-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jun 4, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2009 · Amount on File |
| Deed Sale | Nov 23, 2009 · Amount on File |
| Deed Document Number | 2009234978 |
| Deed Book / Page | 11173 / 4328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 745 SAINT LAWRENCE AVE, BUFFALO, NY 14216-1616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138551364 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 13855/1364 |
| Instrument | 2018092399 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 745 SAINT LAWRENCE AVE, BUFFALO, NY 14216-1616 |
| Document Number | 0138622120 |
| Instrument Date | Jun 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 745 SAINT LAWRENCE AVE BUFFALO NY 142161616, BUFFALO, NY 14216-1616 |
| Document Number | 0138622120 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 013862/002120 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14216 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 745 Saint Lawrence Ave was $766 with a homeowner's exemption, down 66% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766.00 (-65.97%) Homeowner's exemption | ||
| 2025 | $2,251.00 (+4.99%) | $232,000 (+75.76%) Land $42,000 Building $190,000 | $232,000 (+8.09%) Land $42,000 Building $190,000 |
| 2024 | $2,144.00 (+212.99%) Homeowner's exemption | $132,000 (-) Land $25,900 Building $106,100 | $214,634 (+13.82%) Land $42,114 Building $172,520 |
| 2023 | $685.00 Homeowner's exemption | $132,000 Land $25,900 Building $106,100 | $188,571 Land $37,000 Building $151,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 745 Saint Lawrence Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 Saint Lawrence Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Greenlight Networks, T-Mobile.
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