Johnson County property record for 745 S Oak St, Gardner, KS 66030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,570 sqft · built 1975 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,567 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Feb 2008 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CP30000004-0021 |
| Primary APN | CP30000004-0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| Gross Area | 1,966 sqft |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 966 sqft |
| Finished Basement | 570 sqft |
| Unfinished Basement | 396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,250 sqft (0.327 acres) |
| View / Lot | Neighborhood / Spot |
| Parking Spaces | 1 Parking Space |
| Porch | Raised Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R4196 |
|---|---|
| Street Address | 745 S OAK ST |
| City | GARDNER |
| State | KS |
| Zip | 66030-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | GARDNER MANOR LOT 21 BLK 4 GAC-0120 0004 0021 |
| Legal Subdivision | GARDNER MANOR |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | JOHNSON KS |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 53712 |
Source: Johnson County records · APN CP30000004-0021
Assessment roll updated May 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 745 S OAK ST, GARDNER, KS 66030-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF THE MIDWEST |
| Feb 20, 2008 | Deed of Trust, Mortgage · Conventional Mortgage METCALF BANK |
| Aug 18, 2010 | Deed of Trust, Mortgage · Conventional Mortgage METCALF BANK |
| Feb 02, 2026 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2026 |
| Transfer Doc | 0000000163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KS |
| Property Address | 745 S OAK ST, GARDNER, KS 66030-1436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | CONTINENTAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202104/9222 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 202104/9222 |
| Name | CENTRAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | LEES SUMMIT, MO 64063 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 14, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KS |
| Property Address | 745 S OAK ST, GARDNER, KS 66030-1436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | HOMESITE TITLE, HOMESTEAD TITLE |
| Name | Verified Name |
|---|
| Document Number | 200802/005596 |
|---|---|
| Date | Feb 20, 2008 |
| Book Page | 200802/005596 |
| Name | METCALF BANK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KS |
| Property Address | 745 S OAK ST, GARDNER, KS 66030-1436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | HOMESITE TITLE, HOMESTEAD TITLE |
| Name | Verified Name |
|---|
| Document Number | 201008/006802 |
|---|---|
| Date | Aug 18, 2010 |
| Book Page | 201008/006802 |
| Name | METCALF BANK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2030 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | JOHNSON KS |
| Recording Date | Feb 02, 2026 |
| Property Address | 745 S OAK ST, GARDNER, KS 66030-1436 |
| Document Number | 202602/163 |
| Book / Page | 202602 / 163 |
| Instrument Date | Jan 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
Source: Johnson County records · Assessment roll updated May 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kansas |
| County | Johnson County |
| Municipality | Gardner City |
| Unified School District | Gardner Edgerton Unified School District 231 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,567.00 (+2%) | $29,681 (+2.79%) Land $6,719 Building $22,962 | $258,100 (+2.79%) Land $58,430 Building $199,670 |
| 2024 | $3,497.00 (+6.39%) | $28,876 (+9.79%) Land $6,719 Building $22,157 | $251,100 (+9.79%) Land $58,430 Building $192,670 |
| 2023 | $3,287.00 (+7.95%) | $26,301 (+9.06%) Land $6,115 Building $20,186 | $228,700 (+9.06%) Land $53,170 Building $175,530 |
| 2022 | $3,045.00 | $24,116 Land $4,860 Building $19,256 | $209,700 Land $42,260 Building $167,440 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of Kansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Communications Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Mercury Broadband, Wisper ISP.
Based on FCC filings for 459 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GARDNER serves 23,942 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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