745 S 3rd St, Independence, OR 97351 Property Records

Polk County property record for 745 S 3rd St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1953
Lot Size	0.201 acres (8,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (May 2025)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Sep 2024 Construction Loan Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BD-09600`

Property Details

APN / Parcel Number

Primary APN	`08428-BD-09600`
Alternative APN	`206462`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,670 sqft
1st Floor Area	1,372 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Exterior Material	Plywood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,738 sqft (0.201 acres)
Garage Area	298 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	206462
Street Address	745 S 3RD ST
City	INDEPENDENCE
State	OR
Zip	97351-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PARTITION PLAT 2025-0008 LOT 2
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	PARTITION PLAT 2025-0008
Legal Block	4
Legal Lot Number	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4005
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	745 S 3RD ST, INDEPENDENCE, OR 97351-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2024	Deed of Trust, Mortgage · Construction Mortgage PACWEST FUNDING INC
Apr 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Aug 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Sep 6, 2024 · Amount on Record
Deed Document Number	20253568
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	0000011085
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	745 S 3RD ST, INDEPENDENCE, OR 97351-1802
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7873 PARKER LN SE, TURNER, OR 97392-9790
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006634
Date	Sep 6, 2024
Instrument	2024-006634

Lender

Name	PACWEST FUNDING INC
Type	Mortgage Company
Address	EUGENE, OR 97401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2025

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	745 S 3RD ST, INDEPENDENCE, OR 97351-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003473
Date	Apr 10, 2019
Instrument	2019-003473

Lender

Name	CITIZENS BANK
Type	Bank
Address	DALLAS, OR 97338

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2034

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK OR
Recording Date	Aug 29, 2018
Property Address	745 S 3RD ST, INDEPENDENCE, OR 97351-1802
Document Number	0000010202
Instrument Date	Aug 29, 2018
Instrument	10202
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	19749 DEERHAVEN DR REDDING CA 960037311, REDDING, CA 96003-7311

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,940 (+110.29%) Land $165,850 Building $80,090	$364,600 (+44.35%) Land $165,950 Building $198,650
2025	$1,879.00 (-8.61%)	$116,950 (+2.99%) Land $39,200 Building $77,750	$252,580 (-5.17%) Land $135,000 Building $117,580
2024	$2,056.00 (-2.51%)	$113,550 (+2.99%) Land $38,060 Building $75,490	$266,340 (-2.13%) Land $137,000 Building $129,340
2023	$2,109.00 (+8.94%)	$110,250 (+3%) Land $36,960 Building $73,290	$272,130 (+10.95%) Land $138,200 Building $133,930
2022	$1,936.00	$107,040 Land $35,880 Building $71,160	$245,270 Land $117,500 Building $127,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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