745 Ripplebrook Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 745 Ripplebrook Dr, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,491 sqft · built 1994
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jul 2003)
Tax Bill$1,535 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN50-B-6-157

Property Details

APN / Parcel Number

Primary APN50-B-6-157
Alternative APN
  • 18123

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,491 sqft Living Area
1st Floor Area1,477 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage Area441 sqft
DrivewayGravel (Chat) Driveway
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area34 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number18123
Street Address745 RIPPLEBROOK DR
CityCULPEPER
StateVA
Zip22701-3797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSOUTHRIDGE VILLAGE HOMES PHASE I SECTION III - LOT 157 PLAT CAB 4/60-61 - 6799 SQ FT
Legal Phase1
Legal Lot Number157
JurisdictionCULPEPER VA
Township / Civil DivisionCEDAR MOUNTAIN
Census Block Group2
Census Block2007
Census Tract930502

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address745 RIPPLEBROOK DR, CULPEPER, VA 22701-3797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2003 · Amount on Record
Deed SaleJul 17, 2003 · Amount on Record
Prior SaleAug 25, 2000 · Amount on Record
Deed Book / Page300 / 7793
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateApr 25, 2022
Property Address745 RIPPLEBROOK DR, CULPEPER, VA 22701-3797
Document Number0220002868
Instrument DateApr 21, 2022
Instrument220002868
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address745 RIPPLEBROOK DR, CULPEPER, VA 22701-3797

Mortgage

Document Number0220002869
DateApr 25, 2022
Instrument220002869
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term142 Months
DueFeb 1, 2034
Interest
Rate TypeFixed Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address745 RIPPLEBROOK DR, CULPEPER, VA 22701-3797
Document Number170002834
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedJun 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address745 RIPPLEBROOK DR CULPEPER VA 227013797, CULPEPER, VA 22701-3797

Mortgage

Document Number170002834
DateMay 30, 2017
Instrument2834
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressNORTH CHESTERFIELD, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 29, 2032

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,535.00 (-17.21%)$357,000 (+7.18%) Land $83,200 Building $273,800$357,000 (+7.18%) Land $83,200 Building $273,800
2024$1,854.00 (+0.11%)
2023$1,852.00$333,100 Land $73,900 Building $259,200$333,100 Land $73,900 Building $259,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1995)
Most Recent ClaimJun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ripplebrook Dr

Nearby Streets

Search Property Records by Address or Parcel Number