Duval County property record for 745 Reflection Cove Rd E, Jacksonville, FL 32218 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,739 sqft Living Area |
| Lot Size | 14,074 sqft (0.323 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $244,990 (2014) |
| Tax Bill | $4,087.00 (2025) |
| Primary APN | 106606-7590 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,739 sqft Living Area |
| Gross Area | 3,440 sqft Gross Area |
| 1st Floor | 1,658 sqft 1st Floor |
| Upper Floors | 1,088 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Combination Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,074 sqft (0.323 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 463 sqft Garage |
| Porch Area | 238 sqft Porch |
| View | Pond View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 745 REFLECTION COVE RD E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-8949 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 61-59 37-1N-27E .32 NORTH CREEK UNIT 4 LOT 97 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 37 |
| Legal Subdivision | NORTH CREEK UNIT 4 |
| Legal Lot Number | 97 |
| Legal Unit | 4 |
| Jurisdiction | DUVAL FL |
| Minor Civil Division | JACKSONVILLE NORTH |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 10101 |
Source: Duval County records · APN 106606-7590
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 745 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8949 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2014 · Amount on Record |
| Deed Sale | Mar 21, 2014 · Amount on Record |
| Deed Doc Number | 201463235 |
| Deed Book / Page | 16725 / 2032 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 745 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 745 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8949 |
| Document Number | 0208172225 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 20817/2225 |
| Instrument | 2023196387 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 745 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8949 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 745 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8949 |
| Document Number | 0196991701 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 19699/1701 |
| Instrument | 2021108406 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 745 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8949 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 745 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8949 |
| Document Number | 0200151356 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 20015/1356 |
| Instrument | 2021304144 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,088 (+2.7%) | $354,476 (+2.22%) Land $80,000 Building $274,476 | |
| 2025 | $4,087.00 (+6.93%) Homeowner's exemption | $251,303 (+5.99%) | $346,786 (-3.13%) Land $80,000 Building $266,786 |
| 2024 | $3,822.00 (+2.91%) | ||
| 2023 | $3,714.00 (+9.27%) Homeowner's exemption | $237,108 (+3%) | $357,995 (+14.54%) Land $75,000 Building $282,995 |
| 2022 | $3,399.00 Homeowner's exemption | $230,202 | $312,556 Land $55,000 Building $257,556 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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