Shiawassee County property record for 745 Raymond Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,100 (Sep 2026) |
| Tax Bill | $1,768 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-52-006-012 |
| Primary APN | 006-52-006-012 |
|---|---|
| Alternative APN |
|
| Lot Area | 34,412 sqft (0.79 acres) |
|---|
| Street Address | 745 RAYMOND RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN MEADOWS SUB. - OWOSSO TWP. LOT 12 BLK 6 |
| Legal Subdivision | GREEN MEADOWS SUB |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 30300 |
745 Raymond Rd is owned and occupied by an individual who bought it in September 2026.
Source: Shiawassee County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 750 N PARK ST, OWOSSO, MI 48867-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED |
| Feb 13, 2024 | Deed of Trust, Mortgage · VA Mortgage LEGACY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | May 5, 2015 · Amount on File |
| Deed Document Number | 20263406676 |
| Deed Book / Page | 1342 / 63 |
| Prior Transfer Date | Jan 6, 2010 |
| Prior Transfer Doc | 0011440267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 1, 2026 |
| Property Address | 745 RAYMOND RD, OWOSSO, MI 48867-1545 |
| Document Number | 0003406676 |
| Book / Page | 1342 / 63 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20263406676 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205,076.46 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 750 N PARK ST, OWOSSO, MI 48867-1747 |
| Document Number | 0003406809, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 20263406809 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 745 RAYMOND RD, OWOSSO, MI 48867-1545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 745 RAYMOND RD, OWOSSO, MI 48867-1545 |
| Document Number | 0013140304 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 1314/304 |
| Instrument | 3378551 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 1537 E HIII RD #100 100, GRAND BLANC, MI 48439 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2025 property tax bill for 745 Raymond Rd was $1,768 with a homeowner's exemption, up 2.5% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,200 (+7.41%) | $162,400 (+7.41%) | |
| 2025 | $1,768.00 (+2.49%) Homeowner's exemption | $75,600 | $151,200 |
| 2024 | $1,725.00 (+51.72%) | ||
| 2023 | $1,137.00 Homeowner's exemption | $63,600 | $127,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 745 Raymond Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 Raymond Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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