745 Rainbow Rd, Geneva, IN 46740 Property Records

Adams County property record for 745 Rainbow Rd, Geneva, IN 46740

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,360 sqft · built 1903
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Tax Bill	$888 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202201441_`

Property Details

APN / Parcel Number

Primary APN	`202201441_`
Alternative APNs	`01-11-20-300-003.000-019` `02113500000800` `02122314272`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	359 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	02122314272
Street Address	745 RAINBOW RD
City	GENEVA
State	IN
Zip	46740-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	RAINBOW LAKE SUBD LOT 1
Legal Subdivision	RAINBOW LAKE SUB
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	3
Census Block	3005
Census Tract	30700

Owner

745 Rainbow Rd is owned and occupied by an individual.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	745 RAINBOW RD, GENEVA, IN 46740-9700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · ARM FARMERS & MERCHANTS STATE BANK
Sep 1, 2022	Deed, Transfer
Sep 1, 2022	Warranty Deed, Transfer
Jan 17, 2018	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	745 RAINBOW RD, GENEVA, IN 46740-9700
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005217
Date	Dec 5, 2022
Instrument	2022005217

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Type Change Date	Dec 1, 2027
Index	1-Year CMT
Margin	4

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 1, 2022
Property Address	745 RAINBOW RD, GENEVA, IN 46740-9700
Document Number	2022003879
Instrument Date	Sep 1, 2022
Instrument	2022003879
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 1, 2022
Property Address	745 RAINBOW RD, GENEVA, IN 46740-9700
Document Number	2022003880
Instrument Date	Sep 1, 2022
Instrument	2022003880
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	745 RAINBOW RD, GENEVA, IN 46740-9700
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018000205
Date	Jan 17, 2018
Instrument	2018000205

Lender

Name	BANK OF GENEVA
Type	Bank
Address	GENEVA, IN 46740

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 12, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 745 Rainbow Rd was $888 with a homeowner's exemption, down 1.9% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Municipality	Geneva Town
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$888.00 (-1.88%) Homeowner's exemption	$98,700 Land $20,500 Building $78,200	$98,700 Land $20,500 Building $78,200
2024	$905.00 (+4.38%)
2023	$867.00 (+353.93%)	$92,700 (-4.43%) Land $20,500 Building $72,200	$92,700 (-4.43%) Land $20,500 Building $72,200
2022	$191.00	$97,000 Land $20,500 Building $76,500	$97,000 Land $20,500 Building $76,500
2020	$183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 Rainbow Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Rainbow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA WATER DEPARTMENT serves 1,359 people · EPA ID IN5201003
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Brightspeed, Mercury Fiber.

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