745 Point au Roche Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Beekmantown Town property record for 745 Point au Roche Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1975
Lot Size	0.688 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Aug 2018)
Tax Bill	$4,087 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092400 154.-1-15.2`

Property Details

APN / Parcel Number

Primary APN	`092400 154.-1-15.2`
Alternative APN	`240015400000010150020000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	30,000 sqft (0.688 acres)
Lot Dimensions	300 ft deep x 100 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	220 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	745 POINT AU ROCHE RD
City	PLATTSBURGH
State	NY
Zip	12901-5474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3
Legal Block	1
Legal Lot Number	15.002
Jurisdiction	CLINTON NY
Township / Civil Division	BEEKMANTOWN
Census Block Group	3
Census Block	3006
Census Tract	100600

Owner

745 Point au Roche Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Clinton County and Beekmantown Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	745 POINT AU ROCHE RD, PLATTSBURGH, NY 12901-5474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA
Aug 14, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Prior Sale	Jul 22, 1998 · Amount on File
Deed Document Number	2018295860
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	745 POINT AU ROCHE RD, PLATTSBURGH, NY 12901-5474
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000316560
Date	Jun 11, 2021
Instrument	20210-00316560

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	745 POINT AU ROCHE RD, PLATTSBURGH, NY 12901-5474
Document Number	0000307594
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 POINT AU ROCHE RD PLATTSBURGH NY 129015474, PLATTSBURGH, NY 12901-5474

Mortgage

Document Number	0000307594
Date	May 19, 2020
Instrument	307594

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 18, 2040

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	Aug 14, 2018
Property Address	745 POINT AU ROCHE RD, PLATTSBURGH, NY 12901-5474
Document Number	0000295860
Instrument Date	Aug 10, 2018
Instrument	295860
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 POINT AU ROCHE RD PLATTSBURGH NY 129015474, PLATTSBURGH, NY 12901-5474

Tax Assessment & Valuation

The 2026 property tax bill for 745 Point au Roche Rd was $4,087, up 245.8% from the year before.

Source: Clinton County and Beekmantown Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Beekmantown Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,087.00 (+245.77%)
2025	$1,182.00	$201,100 Land $32,100 Building $169,000	$201,100 Land $32,100 Building $169,000
2023		$170,000 Land $32,100 Building $137,900	$170,000 Land $32,100 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 Point au Roche Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	12 (1983–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Point au Roche Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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