Naugatuck Borough property record for 745 Osborn Rd, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,561 sqft · built 2003 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,500 (Sep 2020) |
| Tax Bill | $13,078 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-4902 |
| Primary APN | 031-4902 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,561 sqft Living Area |
| Gross Area | 5,294 sqft |
| 1st Floor Area | 1,461 sqft |
| Basement Area | 1,461 sqft |
| Unfinished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 53,143 sqft (1.22 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 31-4902 |
|---|---|
| Street Address | 745 OSBORN RD |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-3451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Lot Number | 4902 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 345201 |
745 Osborn Rd is owned and occupied by two individuals who bought it in September 2020.
Source: Naugatuck Borough records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 745 OSBORN RD, NAUGATUCK, CT 06770-3451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on File |
| Deed Sale | Sep 16, 2020 · Amount on File |
| Prior Sale | Jun 11, 2010 · Amount on File |
| Deed Book / Page | 1054 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Jul 14, 2026 |
| Property Address | 745 OSBORN RD, NAUGATUCK, CT 06770-3451 |
| Document Number | 0000002148 |
| Book / Page | 1185 / 803 |
| Instrument Date | May 20, 2026 |
| Instrument | 20262148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 745 OSBORN RD, NAUGATUCK, CT 06770-3451 |
| Document Number | 0000002148, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 1185/803 |
| Instrument | 20262148 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 745 Osborn Rd was $13,078, up 1.6% from the year before.
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,078.00 (+1.63%) | $323,400 (-) Land $43,960 Building $279,440 | $541,781 (+139.32%) |
| 2025 | $12,868.00 | $323,400 Land $43,960 Building $279,440 | $226,380 Land $30,772 Building $195,608 |
| 2024 | $12,868.00 (-11.08%) | ||
| 2023 | $14,472.00 (+31.78%) | $323,400 (+40.62%) Land $43,960 Building $279,440 | |
| 2022 | $10,982.00 | $229,980 Land $46,220 Building $183,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 745 Osborn Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 745 Osborn Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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